1638 Timber Crossing Ln, Jacksonville, FL 32225 Property Records

Duval County property record for 1638 Timber Crossing Ln, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,001 sqft · built 2005
Lot Size	0.2 acres (8,693 sqft)
Owner	Individual Name on Record
Last Sale	$282,200 (Mar 2005)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161020-2680`

Property Details

APN / Parcel Number

Primary APN	`161020-2680`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,001 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,517 sqft
Upper Floors Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,693 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1638 TIMBER CROSSING LN
City	JACKSONVILLE
State	FL
Zip	32225-5584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-12 10-2S-28E .2 KERNAN FOREST LOT 48
Legal Range	28E
Legal Township	02S
Legal Section	10
Legal Subdivision	KERNAN FOREST
Legal Lot Number	48
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3000
Census Tract	14335

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1638 TIMBER CROSSING LN, JACKSONVILLE, FL 32225-5584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2005 · Amount on Record
Deed Sale	Mar 4, 2005 · Amount on Record
Deed Document Number	200573108
Deed Book / Page	12328 / 1802
Last Transfer Date	Dec 5, 2018
Transfer Doc	0186211605
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1638 TIMBER CROSSING LN, JACKSONVILLE, FL 32225-5584
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208861950
Date	Dec 5, 2023
Book Page	20886/1950
Instrument	2023248051

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1638 TIMBER CROSSING LN, JACKSONVILLE, FL 32225-5584
Document Number	0193011166
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 TIMBER CROSSING LN JACKSONVILLE FL 322255584, JACKSONVILLE, FL 32225-5584

Mortgage

Document Number	0193011166
Date	Jul 28, 2020
Book Page	019301/001166
Instrument	160329

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 7, 2018
Property Address	1638 TIMBER CROSSING LN, JACKSONVILLE, FL 32225-5584
Document Number	0186211605
Book / Page	018621 / 001605
Instrument Date	Dec 5, 2018
Instrument	287040
Transaction Type	Transfer
Record Updated	Dec 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 TIMBER CROSSING LN JACKSONVILLE FL 322255584, JACKSONVILLE, FL 32225-5584

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,268 (+2.7%)	$419,701 (+3.38%) Land $130,000 Building $289,701
2025	$4,090.00 (+6.93%) Homeowner's exemption	$251,479 (+5.99%)	$405,983 (-0.74%) Land $125,000 Building $280,983
2024	$3,825.00 (+2.91%)
2023	$3,717.00 (+9.26%) Homeowner's exemption	$237,274 (+3%)	$409,018 (+16.06%) Land $100,000 Building $309,018
2022	$3,402.00 Homeowner's exemption	$230,364	$352,412 Land $70,000 Building $282,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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