1638 Shire Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 1638 Shire Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,631 sqft · built 1999
Lot Size	0.233 acres (10,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Mar 2018)
Tax Bill	$9,018 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-862-25-00`

Property Details

APN / Parcel Number

Primary APN	`157-862-25-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,631 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,151 sqft (0.233 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1638 SHIRE AVE
City	OCEANSIDE
State	CA
Zip	92057-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-EQ
Legal Description	LOT 144 TR 012841
Legal Subdivision	MARLBOROUGH COUNTRY ESTATES
Legal Tract	012841
Legal Block	2
Legal Lot Number	144
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Aug 12, 1998 · Amount on Record
Deed Document Number	2018105037
Prior Transfer Date	Nov 30, 2001
Prior Transfer Doc	0000901693
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719

Mortgage

Document Number	0000391337
Date	May 24, 2021
Instrument	2021-0391337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jun 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234681
Date	Jun 17, 2019
Instrument	2019-0234681

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2018
Property Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719
Document Number	0000105037
Map Reference	MAP 12841
Instrument Date	Feb 16, 2018
Instrument	2018-0105037
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719

Mortgage

Document Number	0000105038
Date	Mar 16, 2018
Instrument	2018-0105038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1638 SHIRE AVE, OCEANSIDE, CA 92057-5719
Document Number	0000423393
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1638 SHIRE AVE OCEANSIDE CA 920575719, OCEANSIDE, CA 92057-5719

Mortgage

Document Number	0000423393
Date	Sep 15, 2017
Instrument	423393

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,600 (+2%) Land $205,186 Building $601,414
2025	$9,018.00 (+8.61%)	$790,785 (+4.04%) Land $201,163 Building $589,622
2023	$8,303.00 (+0.24%)	$760,079 Land $193,352 Building $566,727
2022	$8,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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