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1638 SE Monroe St, Stuart, FL 34997 Property Records

Martin County property record for 1638 SE Monroe St, Stuart, FL 34997 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1973
Lot Size0.255 acres (11,108 sqft)
Owner2 Individual Names on File
Last Sale$154,900 (Oct 2006)
Tax Bill$596 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone AH (high risk)
APN52-38-41-006-006-0016.0-2-0000

Property Details

APN / Parcel Number

Primary APN52-38-41-006-006-0016.0-2-0000
Alternative APNs
  • 52-38-41-006-006-00160-2
  • 42110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,108 sqft (0.255 acres)
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1638 SE MONROE ST
CitySTUART
StateFL
Zip34997-5845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORAL GARDENS PLAT 2 LOT 16 BLK 6 OR 353/2832 & CLOSED STREET ADJ W/LN
Legal Range41E
Legal Township38S
Legal Section52
Legal SubdivisionCORAL GARDENS
Legal Block6
Legal Lot Number16
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3023
Census Tract1106

Owner

Source: Martin County records · APN 52-38-41-006-006-0016.0-2-0000

Assessment roll updated August 27, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1638 SE MONROE ST, STUART, FL 34997-5845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2006 · Amount on Record
Deed SaleOct 06, 2006 · Amount on Record
Prior SaleDec 20, 2005 · Amount on Record
Deed Document Number20061964767
Deed Book / Page2186 / 809
Prior Transfer DateOct 01, 2002
Prior Transfer Doc0001616580
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1638 SE MONROE ST, STUART, FL 34997-5845
Transaction TypeMortgage
Record UpdatedSep 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 SE MONROE ST, STUART, FL 34997-5845

Mortgage

Document Number0032490201
DateAug 16, 2021
Book Page3249/201
Instrument2908407
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$35,206 (+5.98%)$243,980 (+6.8%) Land $135,000 Building $108,980
2024$596.00 (+6.81%)
2023$558.00 (+6.08%) Additional exemption filed$33,218 (+3%)$228,440 (+16.55%) Land $130,000 Building $98,440
2022$526.00 Homeowner's exemption$32,251$196,010 Land $115,000 Building $81,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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