1638 S 3rd St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 1638 S 3rd St, Saint Peter, MN 56082

Property Summary

Property TypeSingle Family Home
Lot Size0.238 acres (10,369 sqft)
OwnerIndividual Name on Record
Tax Bill$3,920 (2026)
Deeds & MortgagesJul 2026 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN19.541.0250

Property Details

APN / Parcel Number

Primary APN19.541.0250

Exterior

Lot Area10,369 sqft (0.238 acres)
Lot Dimensions138 ft deep x 75 ft wide

Location & Zoning

Street Address1638 S 3RD ST
CitySAINT PETER
StateMN
Zip56082-1561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range00
Legal Township00
Legal Section00
Legal SubdivisionGARDNER COURT
JurisdictionNICOLLET MN
Township / Civil DivisionST. PETER
Census Block Group2
Census Block2011
Census Tract480400

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1638 S 3RD ST, SAINT PETER, MN 56082-1561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FEDERAL CREDIT UNION
Jan 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNICOLLET MN
Recording DateJul 13, 2026
Property Address1638 S 3RD ST, SAINT PETER, MN 56082-1561
Document Number0000073953
Instrument DateJun 3, 2026
Instrument202673953
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 S 3RD ST, SAINT PETER, MN 56082-1561

Mortgage

Document Number0000073953,
DateJul 13, 2026
Instrument202673953
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 5, 2036
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNICOLLET MN
Property Address1638 S 3RD ST, SAINT PETER, MN 56082-1561
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63973
DateJan 24, 2019
Instrument63973
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 20, 2024
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyNicollet County
MunicipalitySt. Peter City
Unified School DistrictSt. Peter Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,920.00 Homeowner's exemption$274,800 (+8.4%) Land $38,300 Building $236,500$274,800 (+8.4%) Land $38,300 Building $236,500
2025$3,920.00 (+34.52%)
2023$2,914.00 Homeowner's exemption$253,500 Land $38,300 Building $215,200$253,500 Land $38,300 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Peter
serves 12,198 people · EPA ID MN1520006
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Netwave Broadband
Fixed Wireless · Fiber in parts of the area · not low latency
125 / 40
Midco
Fixed Wireless
100 / 20

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