Lapeer County property record for 1638 Rulane Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,312 sqft · built 1996 |
| Lot Size | 4.36 acres (190,227 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-032-033-80 |
| Primary APN | 014-032-033-80 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Basement Area | 1,598 sqft |
| Unfinished Basement | 1,517 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Lot Area | 190,227 sqft (4.36 acres) |
| Garage Area | 561 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1638 RULANE DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 32 T8N R10E PART OF NW 1/4 SEC 32 BEG AT A PT ON SLY R/W LI OF FORMER MI CENTRAL R/R S 89 DEG E 312.88 FT ALONG N SEC LI |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 32 |
| Legal Lot Number | 27 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 334000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1638 RULANE DR, LAPEER, MI 48446-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1638 RULANE DR, LAPEER, MI 48446-1364 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1638 RULANE DR, LAPEER, MI 48446-1364 |
| Document Number | 0034780174 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3478/174 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1638 RULANE DR, LAPEER, MI 48446-1364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1638 RULANE DR, LAPEER, MI 48446-1364 |
| Document Number | 0031590751 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 3159/751 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Mayfield Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,500 (+4.5%) | $409,000 (+4.5%) | |
| 2025 | $2,546.00 (+15.15%) Homeowner's exemption | $195,700 (+38.5%) | $391,400 (+38.5%) |
| 2023 | $141,300 | $282,600 | |
| 2022 | $2,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures