1638 Rose Ave, Merced, CA 95341 Property Records

Merced County property record for 1638 Rose Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1952
Lot Size	0.402 acres (17,498 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jan 2021)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-111-003-000`

Property Details

APN / Parcel Number

Primary APN	`035-111-003-000`
Alternative APN	`035-111-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1957
Construction Type	Wood
Roof Material	Other
Lot Area	17,498 sqft (0.402 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	66 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-111-003
Street Address	1638 ROSE AVE
City	MERCED
State	CA
Zip	95341-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MER COL POR LOT 33
Legal Subdivision	MER COL
Legal Lot Number	33
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1638 ROSE AVE, MERCED, CA 95341-5249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Jan 8, 2021	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Apr 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	2021994
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0000013389
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1638 ROSE AVE, MERCED, CA 95341-5249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016324
Date	May 21, 2020
Instrument	2020016324

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company
Address	VISALIA, CA 93291

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 8, 2021
Property Address	1638 ROSE AVE, MERCED, CA 95341-5249
Document Number	0000000994
Map Reference	MB 4 PG 24
Instrument Date	Dec 31, 2020
Instrument	2021000994
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1638 ROSE AVE, MERCED, CA 95341-5249

Mortgage

Document Number	0000000995
Date	Jan 8, 2021
Instrument	2021000995

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2017
Property Address	1638 ROSE AVE, MERCED, CA 95341-5249
Document Number	0000013389
Map Reference	MB 4 PG 24
Instrument Date	Apr 12, 2017
Instrument	2017-013389
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 ROSE AVE, MERCED, CA 95341-5249

Mortgage

Document Number	0000013390
Date	Apr 27, 2017
Instrument	2017-013390

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000013391
Date	Apr 27, 2017
Instrument	2017-013391

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,344 (+2%) Land $66,243 Building $298,101
2025	$3,984.00 (+7.24%)	$357,201 (+4.04%) Land $64,945 Building $292,256
2023	$3,715.00 (+1.34%)	$343,332 Land $62,424 Building $280,908
2022	$3,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	37 units insured incl. 3 condo units
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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