Orange County property record for 1638 Regal River Cir, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft · built 2017 |
| Lot Size | 0.139 acres (6,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $253,100 (Nov 2017) |
| Tax Bill | $4,792 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-28-1845-00-230 |
| Primary APN | 06-22-28-1845-00-230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 2,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,076 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 30 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1638 REGAL RIVER CIR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CROWN POINTE COVE 88/149 LOT 23 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 06 |
| Legal Subdivision | CROWN POINTE COVE |
| Legal Tract | 1845 |
| Legal Lot Number | 23 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 17506 |
Source: Orange County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CREDIT UNION |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Oct 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Nov 28, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 2017643233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 7, 2026 |
| Property Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000259493 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026259493 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000259493, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026259493 |
| Name | FAIRWINDS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.46% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000425822 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 20210425822 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000552879 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 20200552879 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000177537 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 20220177537 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 14, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000643233 |
| Map Reference | MB 88 PG 149&150 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 20170643233 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PGP TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,771.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 1638 REGAL RIVER CIR, OCOEE, FL 34761-5118 |
| Document Number | 0000643234 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 20170643234 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,662 (+2.7%) | $408,170 (-1.05%) Land $115,000 Building $293,170 | |
| 2025 | $4,792.00 (+6.87%) Homeowner's exemption | $288,863 (+11.41%) | $412,500 (+13.21%) Land $115,000 Building $297,500 |
| 2024 | $4,484.00 (+8.97%) | ||
| 2023 | $4,115.00 (+3.24%) Homeowner's exemption | $259,290 (+3%) | $364,379 (+17.74%) Land $115,000 Building $249,379 |
| 2022 | $3,986.00 Homeowner's exemption | $251,738 | $309,487 Land $100,000 Building $209,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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