1638 Prospect Rd, Aragon, GA 30104 Property Records

Polk County property record for 1638 Prospect Rd, Aragon, GA 30104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 886 sqft · built 1985
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2024)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053B049`

Property Details

APN / Parcel Number

Primary APN	`053B049`
Alternative APN	`11228`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	886 sqft Heated Area
1st Floor Area	886 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Depth	200 ft Depth
Terrain	High

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	36 sqft
Lean-To	80 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11228
Street Address	1638 PROSPECT RD
City	ARAGON
State	GA
Zip	30104-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 83 CRAWFORD S/D
Legal Subdivision	CRAWFORD
Legal Block	49
Legal Lot Number	83
Jurisdiction	POLK GA
Township / Civil Division	ARAGON
Census Block Group	2
Census Block	2023
Census Tract	10100

Owner

Source: Polk County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1638 PROSPECT RD, ARAGON, GA 30104-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer HOMESTAR FIN'L
Oct 10, 2018	Grant Deed, Transfer · FHA Mortgage SWBC MTG
May 9, 2017	Grant Deed, Transfer · FHA Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	0001877704
Deed Book / Page	1766 / 540
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	2020-001863
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Oct 19, 2020
Property Address	1638 PROSPECT RD, ARAGON, GA 30104-2444
Document Number	0017660540
Book / Page	001766 / 000540
Instrument Date	Oct 7, 2020
Instrument	4096
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 PROSPECT RD ARAGON GA 301042444, ARAGON, GA 30104-2444

Mortgage

Document Number	17660542
Date	Oct 19, 2020
Book Page	001766/000542
Instrument	4097

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK GA
Recording Date	Oct 10, 2018
Property Address	1638 PROSPECT RD, ARAGON, GA 30104-2444
Document Number	0016860295
Book / Page	001686 / 000295
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 PROSPECT RD ARAGON GA 301042444, ARAGON, GA 30104-2444

Mortgage

Document Number	16860297
Date	Oct 10, 2018
Book Page	001686/000297

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 73216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK GA
Recording Date	May 9, 2017
Property Address	1638 PROSPECT RD, ARAGON, GA 30104-2444
Document Number	0016240517
Book / Page	001624 / 000517
Instrument Date	May 5, 2017
Instrument	1896
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 PROSPECT RD ARAGON GA 301042444, ARAGON, GA 30104-2444

Mortgage

Document Number	16240518
Date	May 9, 2017
Book Page	001624/000518
Instrument	1897

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 (+69.36%)	$66,098 (+69.4%) Land $8,000 Building $58,098	$165,246 (+69.4%) Land $20,000 Building $145,246
2023	$878.00 (+6.55%) Homeowner's exemption	$39,019 (+13.82%) Land $8,000 Building $31,019	$97,547 (+13.82%) Land $20,000 Building $77,547
2022	$824.00 Homeowner's exemption	$34,281 Land $8,000 Building $26,281	$85,703 Land $20,000 Building $65,703

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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