1. Home
  2. Michigan
  3. Oakland County
  4. Troy
  5. Picadilly Dr

1638 Picadilly Dr, Troy, MI 48084 Property Records

Oakland County property record for 1638 Picadilly Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,593 sqft · built 1992
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (May 2021)
Tax Bill$12,652 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN88-20-20-326-012

Property Details

APN / Parcel Number

Primary APN88-20-20-326-012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,593 sqft Living Area
1st Floor Area2,545 sqft
Basement Area2,545 sqft
Unfinished Basement2,545 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions160 ft deep x 90 ft wide
Garage Area694 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area41 sqft
Deck Area513 sqft
Patio Area513 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1638 PICADILLY DR
CityTROY
StateMI
Zip48084-1498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 20 SOMERSET NORTH SUB LOT 46 10-3-90 FR 300-010
Legal Range11E
Legal Township2N
Legal Section20
Legal SubdivisionSOMERSET NORTH
Legal Lot Number10,46
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract196800

Owner

1638 Picadilly Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1638 PICADILLY DR, TROY, MI 48084-1498
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 12, 2021Warranty Deed, Transfer
ABSTRACT TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on File
Deed SaleMay 12, 2021 · Amount on File
Deed Document Number2021125038
Deed Book / Page56228 / 39
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1638 PICADILLY DR, TROY, MI 48084-1498
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 LANGLEY RD, ROCHESTER HILLS, MI 48309-1504

Mortgage

Document Number0000136225
DateMay 24, 2021
Book Page56287/551
Instrument136225
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 12, 2021
Property Address1638 PICADILLY DR, TROY, MI 48084-1498
Document Number0000125038
Book / Page56228 / 39
Map ReferenceLB 213 PG 35-38
Instrument DateApr 16, 2021
Instrument125038
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$6,235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1638 PICADILLY DR, TROY, MI 48084-1498

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 PICADILLY DR, TROY, MI 48084-1498

Tax Assessment & Valuation

The 2025 property tax bill for 1638 Picadilly Dr was $12,652 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,652.00
2023$706,520
2022$12,254.00$353,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1638 Picadilly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimAug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1638 Picadilly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Nearby Properties on Picadilly Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures