1638 Pala Lake Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1638 Pala Lake Dr, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,366 sqft · built 1980
Lot Size10.8 acres (473,297 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (Feb 1999)
Tax Bill$1,962 (2025)
Deeds & MortgagesFeb 2023 Transfer
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN108-411-10-21

Property Details

APN / Parcel Number

Primary APN108-411-10-21

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,366 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Lot Area473,297 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1638 PALA LAKE DR
CityFALLBROOK
StateCA
Zip92028-4911
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 13 US 87 PER DOC79-233474 & UND INT IN POR LOTS 11 THRU TR 008536
Legal SubdivisionPALA MESA COUNTRY CLUB
Legal Tract008536
Legal Block2
Legal Lot Number13,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2014
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1638 PALA LAKE DR, FALLBROOK, CA 92028-4911
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Intrafamily Transfer, Transfer
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FILO MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1999 · Amount on Record
Deed SaleFeb 1, 1999 · Amount on Record
Prior SaleMay 16, 1985 · Amount on Record
Deed Document Number199958239
Last Transfer DateOct 18, 2022
Transfer Doc0000032429
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2023
Property Address1638 PALA LAKE DR, FALLBROOK, CA 92028-4911
Document Number0000032429
Map ReferenceFILE 77-126397
Instrument DateOct 18, 2022
Instrument2023-0032429
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1638 PALA LAKE DR, FALLBROOK, CA 92028-4911

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1638 PALA LAKE DR, FALLBROOK, CA 92028-4911
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4638 PALA LAKE DRIVE, FALLBROOK, CA 92028

Mortgage

Document Number0000368777
DateMay 13, 2021
Instrument2021-0368777
Lender
NameFILO MORTGAGE LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$190,796 (+2%) Land $79,941 Building $110,855
2025$1,962.00 (+5.09%) Homeowner's exemption$187,056 (+4.04%) Land $78,374 Building $108,682
2023$1,867.00 (+0.05%) Homeowner's exemption$179,794 Land $75,332 Building $104,462
2022$1,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 units insured
incl. 8 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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