1638 Mount Vernon St, Orlando, FL 32803 Property Records

Orange County property record for 1638 Mount Vernon St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,261 sqft · built 1940
Lot Size	0.158 acres (6,894 sqft)
Owner	Individual Name on File
Last Sale	$514,000 (Nov 2025)
Tax Bill	$6,362 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-22-30-0140-00-170`

Property Details

APN / Parcel Number

Primary APN	`30-22-30-0140-00-170`
Alternative APNs	`507359` `513043` `517668`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,261 sqft Living Area
Gross Area	1,556 sqft
1st Floor Area	1,134 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,894 sqft (0.158 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	182 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1638 MOUNT VERNON ST
City	ORLANDO
State	FL
Zip	32803-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T/HP
Legal Description	AMELIA GROVE L/140 LOT 17
Legal Range	30E
Legal Township	22S
Legal Section	30
Legal Subdivision	AMELIA GROVE
Legal Tract	140
Legal Lot Number	17
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1021
Census Tract	18400

Owner

1638 Mount Vernon St is owned and occupied by an individual who bought it in November 2025.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1638 MOUNT VERNON ST, ORLANDO, FL 32803-5509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage ACRISURE MORTGAGE LLC
Jul 7, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Jul 7, 2023 · Amount on File
Deed Document Number	2025656183
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 13, 2025
Property Address	1638 MOUNT VERNON ST, ORLANDO, FL 32803-5509
Document Number	0000656183
Map Reference	MB L PG 140
Instrument Date	Oct 30, 2025
Instrument	20250656183
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3530 RAEFORD RD, ORLANDO, FL 32806-5754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 MOUNT VERNON ST, ORLANDO, FL 32803-5509

Mortgage

Document Number	0000656184
Date	Nov 13, 2025
Instrument	20250656184

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 7, 2023
Property Address	1638 MOUNT VERNON ST, ORLANDO, FL 32803-5509
Document Number	0000379818
Map Reference	MB L PG 140
Instrument Date	Jun 30, 2023
Instrument	20230379818
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1163, WINTER PARK, FL 32790-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 MOUNT VERNON ST, ORLANDO, FL 32803-5509

Mortgage

Document Number	0000379821
Date	Jul 7, 2023
Instrument	20230379821

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1638 Mount Vernon St was $6,362, up 3.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,740 (+2.41%) Land $185,000 Building $212,740	$397,740 (-2.01%) Land $185,000 Building $212,740
2025	$6,362.00 (+3.6%) Homeowner's exemption	$388,365	$405,890 Land $185,000 Building $220,890
2024	$6,141.00 (-4.05%)
2023	$6,400.00 (+290.24%)	$348,223 (+177.61%) Land $185,000 Building $163,223	$348,223 (+13.41%) Land $185,000 Building $163,223
2022	$1,640.00 Homeowner's exemption	$125,436	$307,052 Land $170,000 Building $137,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1638 Mount Vernon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1638 Mount Vernon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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