1638 Leisore Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 1638 Leisore Ln, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,140 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,700 (Sep 2024)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-11.0-2-002-025.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-11.0-2-002-025.000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Shed	1 Shed

Location & Zoning

Street Address	1638 LEISORE LN
City	SAINT CLAIR
State	MO
Zip	63077-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:23 BLOCK 26 LAKE ST CLAIR 2-29&31
Legal Range	1W
Legal Township	41N
Legal Section	11
Legal Subdivision	LAKE ST CLAIR
Legal Block	26
Legal Lot Number	23
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2018
Census Tract	800901

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1638 LEISORE LN, SAINT CLAIR, MO 63077-2146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit SULLIVAN BANK
Jan 21, 2021	Warranty Deed, Transfer NAVY FCU
Jan 6, 2020	Deed of Trust, Mortgage UNITED BK/UNION
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Deed Document Number	20242410381
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	0000010349
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1638 LEISORE LN, SAINT CLAIR, MO 63077-2146
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002401377
Date	Feb 6, 2024
Instrument	2401377

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 21, 2021
Property Address	1638 LEISORE LN, SAINT CLAIR, MO 63077-2146
Document Number	0000001236
Instrument Date	Dec 30, 2020
Instrument	1236
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1638 LEISORE LN ST CLAIR MO 630772146, ST CLAIR, MO 63077-2146

Mortgage

Document Number	1237
Date	Jan 21, 2021
Instrument	1237

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1638 LEISORE LN, SAINT CLAIR, MO 63077-2146
Document Number	0000000458
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1638 LEISORE LN ST CLAIR MO 630772146, ST CLAIR, MO 63077-2146

Mortgage

Document Number	0000000458
Date	Jan 10, 2020
Instrument	458

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 9, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1638 LEISORE LN, SAINT CLAIR, MO 63077-2146
Document Number	0000005721
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1638 LEISORE LN ST CLAIR MO 630772146, ST CLAIR, MO 63077-2146

Mortgage

Document Number	0000005721
Date	Apr 20, 2017
Instrument	5721

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 19, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (+17.41%)	$53,936 (+8.39%)	$283,870 (+8.39%) Land $11,140 Building $272,730
2023	$2,907.00 (-1.29%)	$49,760	$261,890 Land $11,140 Building $250,750
2022	$2,945.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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