Butte County property record for 1638 Lance Ter, Chico, CA 95973 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,592 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2026) |
| Tax Bill | $4,600.00 (2025) |
| Primary APN | 016-440-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,592 sqft Living Area |
| 1st Floor | 1,592 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 401 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 016-440-003 |
|---|---|
| Street Address | 1638 LANCE TER |
| City | CHICO |
| State | CA |
| Zip | 95973-7277 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 92 WILDWOOD ESTATES SUB PH 2 |
| Legal Subdivision | WILDWOOD ESTATES SUB PH 2 |
| Legal Lot Number | 92 |
| Jurisdiction | BUTTE CA |
| Minor Civil Division | CHICO |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 103 |
Source: Butte County records · APN 016-440-003-000
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1638 LANCE TER, CHICO, CA 95973-7277 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FAITHFUL FINANCES LLC |
| Apr 29, 2026 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P |
| Mar 04, 2022 | Intrafamily Transfer, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2015 · Amount on Record |
| Deed Doc Number | 202612367 |
| Prior Transfer Date | Nov 01, 2021 |
| Prior Transfer Doc | 0000007916 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1638 LANCE TER, CHICO, CA 95973-7277 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000004064 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-0004064 |
| Name | FAITHFUL FINANCES LLC |
|---|---|
| Address | RENO, NV 89523 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Apr 29, 2026 |
| Property Address | 1638 LANCE TER, CHICO, CA 95973-7277 |
| Document Number | 0000012367 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.12367 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | RIO VALLEY TITLE, MID VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1638 LANCE TER, CHICO, CA 95973-7277 |
| Document Number | 0000012368, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026.12368 |
| Name | PROVIDENT FUNDING ASSOC L.P |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Mar 04, 2022 |
| Property Address | 1638 LANCE TER, CHICO, CA 95973-7277 |
| Document Number | 0000007916 |
| Map Reference | MB 186 PG 36-40 |
| Instrument Date | Nov 01, 2021 |
| Instrument | 2022-0007916 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 DIAS DR, CHICO, CA 95926-3172 |
Source: Butte County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,600.00 (+6.56%) | $346,843 (+4.04%) Land $142,051 Building $204,792 | |
| 2024 | $4,317.00 (+5.6%) | $469,980 | |
| 2023 | $4,088.00 (+2.17%) | $333,377 Land $136,536 Building $196,841 | |
| 2022 | $4,001.00 |
1638 Lance Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Butte County (06007C), updated June 30, 2022
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 34th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 543 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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