1638 Joybrook Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1638 Joybrook Rd, Navarre, FL 32566

Property Summary

Property TypeVacant Land
Details2,612 sqft · built 1980
Lot Size2.2 acres (96,006 sqft)
OwnerIndividual Name on Record
Last Sale$867,000 (Feb 2022)
Tax Bill$6,407 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN26-2S-27-0000-00200-0000

Property Details

APN / Parcel Number

Primary APN26-2S-27-0000-00200-0000

Interior

Stories2 Stories
Building Area2,612 sqft
Gross Area4,064 sqft
1st Floor Area1,364 sqft
2nd Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialProtective Coating
Construction TypeMasonry / Concrete Block
Lot Area96,006 sqft (2.2 acres)
Lot Dimensions3,000 ft deep x 3,200 ft wide
Garage TypeDetached
Garage Area660 sqft
PorchPorch
Porch Area556 sqft
Patio Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number262S270000002000000
Street Address1638 JOYBROOK RD
CityNAVARRE
StateFL
Zip32566-7373
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR2
Legal Description***NEW DESCRIPTION FOR 2022*** SECTION 26 TWNSHP 2S RANGE 27W ; E 330 FT OF FRACTIONAL SECTION 26; LESS & EXCEPT E 10 FT.
Legal Range27W
Legal Township02S
Legal Section26
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2000
Census Tract10824

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12800 DODGE RD, GRAND BAY, AL 36541-6656
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Deed Document Number202209370
Deed Book / Page4247 / 207
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 16, 2022
Property Address1638 JOYBROOK RD, NAVARRE, FL 32566-7373
Document Number0042470207
Book / Page4247 / 207
Instrument DateJan 14, 2022
Instrument202209370
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,069.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2520 ROCK CREEK DR, FORT COLLINS, CO 80528-8567

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 MIRACLE STRIP PKWY SW UNIT 3D, 3D, FORT WALTON BEACH, FL 32548-5255

Mortgage

Document Number0004247210
DateFeb 16, 2022
Instrument4247/210
Lender
NameHARVESTERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 14, 2037
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateFeb 14, 2027
Change Frequency5 Years
Min Rate At Change4.75%
Max Rate At Change6.75%
IndexPrime Rate
Margin2
Max Rate8.75%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,407.00 (-1.58%)$560,160 (-) Land $560,160$560,160 (-) Land $560,160
2023$6,510.00 (+0.28%)$560,160 (-) Land $560,160$560,160 (-) Land $560,160
2022$6,492.00$560,160$560,160 Land $560,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 257 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims23 (2004–2024)
Claims Outside the SFHA9 of 23
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: LiveOak Fiber.

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