1638 Fall Valley Dr, Houston, TX 77077 Property Records

Harris County property record for 1638 Fall Valley Dr, Houston, TX 77077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,714 sqft · built 1976
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$700,245 (Oct 2025)
Tax Bill	$8,532 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-554-000-0005`

Property Details

APN / Parcel Number

Primary APN	`108-554-000-0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,714 sqft Living Area
1st Floor Area	1,832 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,000 sqft (0.207 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	218 sqft
Patio Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1085540000005
Street Address	1638 FALL VALLEY DR
City	HOUSTON
State	TX
Zip	77077-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 10 LAKESIDE PLACE SEC 3
Legal Subdivision	LAKESIDE PLACE SEC 3
Legal Block	10
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	451100

Owner

1638 Fall Valley Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Harris County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1638 FALL VALLEY DR, HOUSTON, TX 77077-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Vendor's Lien, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Dec 10, 2020	Warranty Deed, Transfer CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2025397469
Record Updated	Oct 29, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 7, 2025
Property Address	1638 FALL VALLEY DR, HOUSTON, TX 77077-4206
Document Number	0000397469
Map Reference	VOL 224 PG 100
Instrument Date	Oct 3, 2025
Instrument	2025-397469
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 FALL VALLEY DR, HOUSTON, TX 77077-4206

Mortgage

Document Number	0000397470
Date	Oct 7, 2025
Instrument	2025-397470

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.99%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.99%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 10, 2020
Property Address	1638 FALL VALLEY DR, HOUSTON, TX 77077-4206
Document Number	0000605875
Instrument Date	Dec 2, 2020
Instrument	605875
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1638 FALL VALLEY DR HOUSTON TX 770774206, HOUSTON, TX 77077-4206

Mortgage

Document Number	605876
Date	Dec 10, 2020
Instrument	605876

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1638 Fall Valley Dr was $8,532, up 3.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,200 (+0.71%) Land $114,750 Building $462,450	$577,200 (+0.71%) Land $114,750 Building $462,450
2025	$8,532.00 (+3.38%) Homeowner's exemption	$573,154 Land $114,750 Building $458,404	$573,154 Land $114,750 Building $458,404
2024	$8,253.00
2023		$543,985 Land $114,750 Building $429,235	$543,985 Land $114,750 Building $429,235
2022	$7,914.00
2020	$7,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1638 Fall Valley Dr in Zone X, an area of minimal flood risk, though there have been 112 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 202 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 units insured incl. 74 condo units
Nearby Flood Claims	112 (1978–2024)
Claims Outside the SFHA	105 of 112
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 80 claims Severe Storms And Flooding, Apr 2016 · 2 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1638 Fall Valley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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