Champaign County property record for 1638 E State Rte 296, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,570 sqft · built 1991 |
| Lot Size | 3.38 acres (147,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jun 2007) |
| Tax Bill | $3,678 (2025) |
| Deeds & Mortgages | May 2023 Sale & Line of Credit Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 019431-4 |
| Primary APN | 019431-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Basement Area | 1,570 sqft |
| Unfinished Basement | 1,570 sqft |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 147,538 sqft (3.38 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 019431-4 |
|---|---|
| Street Address | 1638 E STATE ROUTE 296 |
| City | URBANA |
| State | OH |
| Zip | 43078-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 12-05-09 __ SW 1/4 |
| Legal Range | 12W |
| Legal Township | 9N |
| Legal Section | 9 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 11501 |
1638 E State Rte 296 is owned and occupied by an individual who bought it in June 2007.
Source: Champaign County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1638 E STATE ROUTE 296, URBANA, OH 43078-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · Line of Credit THE PEOPLES SAVINGS & LOAN CO |
| Jan 10, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2007 · Amount on File |
| Deed Sale | Jun 19, 2007 · Amount on File |
| Prior Sale | Oct 13, 1998 · Amount on File |
| Deed Document Number | 20073408 |
| Deed Book / Page | 464 / 1429 |
| Transfer Doc | 000583/761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | May 10, 2023 |
| Property Address | 1638 E STATE ROUTE 296, URBANA, OH 43078-9529 |
| Document Number | 00590/2575 |
| Book / Page | 590 / 2575 |
| Instrument Date | May 5, 2023 |
| Instrument | 202300001671 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1638 E STATE ROUTE 296, URBANA, OH 43078-9529 |
| Document Number | 202300001672 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 202300001672 |
| Name | THE PEOPLES SAVINGS & LOAN CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2053 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jan 10, 2022 |
| Property Address | 1638 E STATE ROUTE 296, URBANA, OH 43078-9529 |
| Document Number | 000583/761 |
| Book / Page | 583 / 761 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 202200000165 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1638 E STATE ROUTE 296, URBANA, OH 43078-9529 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1638 E State Rte 296 was $3,678 with a homeowner's exemption, down 8.3% from the year before.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Salem Township |
| Unified School District | West Liberty-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,678.00 (-8.33%) | $116,610 (+47.72%) Land $22,720 Building $93,890 | $333,180 Land $64,920 Building $268,260 |
| 2024 | $4,012.00 (+34.59%) Homeowner's exemption | $78,940 (-) Land $15,200 Building $63,740 | |
| 2023 | $2,981.00 (-0.4%) Homeowner's exemption | $78,940 (-) Land $15,200 Building $63,740 | $225,530 (-) Land $43,430 Building $182,100 |
| 2022 | $2,993.00 Homeowner's exemption | $78,940 Land $15,200 Building $63,740 | $225,530 Land $43,430 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1638 E State Rte 296 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1638 E State Rte 296 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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