1638 E Effie St, Arcadia, FL 34266 Property Records

DeSoto County property record for 1638 E Effie St, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,920 sqft · built 2022
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Tax Bill$3,262 (2024)
Deeds & MortgagesOct 2022 Transfer
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-37-25-0016-6010-0050

Property Details

APN / Parcel Number

Primary APN31-37-25-0016-6010-0050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Heated Area
Gross Area2,112 sqft
FlooringParquet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 88 ft wide
DrivewayDriveway
Driveway Area820 sqft
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1638 E EFFIE ST
CityARCADIA
StateFL
Zip34266-8994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionA W GILCHRIST EAST END ADD W 38 FT LOT 4 & ALL LOT 5 BLK 1 TIER 6 INST:202214003361 INST:202214007767
Legal SubdivisionA W GILCHRIST EAST END ADD
Legal Block1
Legal Lot Number4,ALL
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA EAST
Census Block Group2
Census Block2027
Census Tract10200

Owner

Source: DeSoto County records · APN 31-37-25-0016-6010-0050

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1638 E EFFIE ST, ARCADIA, FL 34266-8994
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2022Correction Deed
Apr 25, 2022Warranty Deed, Transfer · FHA Mortgage
NTFN INC
May 20, 2021Intrafamily Transfer, Transfer
ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2022
Deed SaleSep 23, 2022
Prior SaleMay 20, 2021
Deed Document Number202214007767
Prior Transfer DateApr 25, 2022
Prior Transfer Doc202214003361
Record UpdatedJun 08, 2026

October 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionDE SOTO FL
Recording DateOct 07, 2022
Property Address1638 E EFFIE ST, ARCADIA, FL 34266-8994
Document Number0014007767
Map ReferenceMB 1 PG 27
Instrument DateSep 23, 2022
Instrument202214007767
Record UpdatedFeb 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address121 N 10TH AVE, ARCADIA, FL 34266-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address2T N 10TH AVE, ARCADIA, FL 34266

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateApr 25, 2022
Property Address1638 E EFFIE ST, ARCADIA, FL 34266-8994
Document Number0014003361
Map ReferenceMB 1 PG 27
Instrument DateApr 21, 2022
Instrument202214003361
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyARCADIA ABSTRACT & TTL CO IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 N 10TH AVE, ARCADIA, FL 34266-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 E EFFIE ST, ARCADIA, FL 34266-8994

Mortgage

Document Number0014003362
DateApr 25, 2022
Instrument202214003362
Lender
NameNTFN INC
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE SOTO FL
Recording DateMay 20, 2021
Property Address1638 E EFFIE ST, ARCADIA, FL 34266-8994
Document Number0014003813
Map ReferenceCAB C-5 PG 48
Instrument DateMay 20, 2021
Instrument202114003813
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 N 10TH AVE, ARCADIA, FL 34266-8962
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityArcadia City
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$198,399$283,844 Land $14,000 Building $269,844
2024$3,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ARCADIA WATER DEPT
serves 8,942 people
Water SourcePurchased surface water from DESOTO COUNTY WATER SYSTEM
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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