Yellowstone County property record for 1638 Cove Ln, Laurel, MT 59044 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,333 sqft Living Area |
| Lot Size | 38,333 sqft (0.88 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,052.00 (2024) |
Source: Yellowstone County records · APN 000D025350
Assessment roll updated September 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Jan 19, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| May 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Document Number | 0004065933 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 4065933 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 271 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Document Number | 0004005249 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 4005249 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1638 COVE LN, LAUREL, MT 59044-9420 |
| Document Number | 0003973820 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 3973820 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Aug 01, 2046 |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $416,500 (+38.93%) Land $99,321 Building $317,179 | $416,500 (+38.93%) Land $99,321 Building $317,179 | |
| 2024 | $1,052.00 (-44.6%) | ||
| 2023 | $1,899.00 | $299,800 | $299,800 Land $65,012 Building $234,788 |
Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 20% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 000D025350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,333 sqft Living Area |
| Gross Area | 2,456 sqft Gross Area |
| 1st Floor | 1,228 sqft 1st Floor |
| Basement Area | 1,228 sqft Basement |
| Finished Basement | 1,105 sqft Finished |
| Unfinished Basement | 123 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 38,333 sqft (0.88 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 36 sqft Shed |
| Deck Area | 320 sqft Deck |
| Porch Area | 140 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 1638 COVE LN |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-9420 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S04, T02 S, R24 E, C.O.S. 1065, PARCEL 8, AMEND IN SENW |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | AMENDED 08 CERTIFICATE/SURV 01 |
| Legal Tract | 8 |
| Legal Block | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Minor Civil Division | LAUREL |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 1901 |
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