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1638 Cherry St, Oak City, NC 27857 Property Records

Martin County property record for 1638 Cherry St, Oak City, NC 27857

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1966
Lot Size0.936 acres (40,755 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Sep 2025)
Tax Bill$226 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN4883-10-5642

Property Details

APN / Parcel Number

Primary APN4883-10-5642
Alternative APN
  • 1001162

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialBlock
Lot Area40,755 sqft (0.936 acres)
Shed1 Shed
Shed Area11,000 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1001162
Street Address1638 CHERRY ST
CityOAK CITY
StateNC
Zip27857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTEN 1638 NC 125
JurisdictionMARTIN NC
Township / Civil DivisionGOOSE NEST
Census Block Group2
Census Block2009
Census Tract970400

Owner

1638 Cherry St is owned by two individuals who bought it in September 2025.

Source: Martin County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1638 NC HWY 125, OAK CITY, NC 27857
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Warranty Deed, Transfer · USDA Mortgage
EQUITY PRIME MORTGAGE LLC
Mar 14, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on File
Deed SaleSep 26, 2025 · Amount on File
Prior SaleMar 10, 2025 · Amount on File
Deed Document Number20251596
Deed Book / PageN30 / 780
Prior Transfer DateJan 30, 2024
Prior Transfer Doc000U29/828
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN NC
Recording DateSep 26, 2025
Property Address1638 CHERRY ST, OAK CITY, NC 27857
Document Number000N30/780
Book / PageN-30 / 780
Instrument DateSep 15, 2025
Instrument1596
Transaction TypeTransfer
Record UpdatedOct 9, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1638 CHERRY ST, OAK CITY, NC 27857

Mortgage

Document Number0000001597
DateSep 26, 2025
Instrument1597
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN NC
Recording DateMar 14, 2024
Property Address1638 NC 125, HOBGOOD, NC 27843-9540
Document Number000U29/828
Book / PageU-29 / 828
Instrument DateJan 30, 2024
Instrument414
Transaction TypeTransfer
Record UpdatedApr 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3011 W VANDE LOO ST, TUCSON, AZ 85746-2147

Transferred To (Grantee/Buyer)

NameVerified Name
Address3011 W VANDE LOO ST, TUCSON, AZ 85746-2147

Tax Assessment & Valuation

The 2025 property tax bill for 1638 Cherry St was $226, down 12.1% from the year before.

Source: Martin County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMartin County
Unified School DistrictMartin County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,910 (+377.37%)$136,910 (+377.37%)
2025$226.00 (-12.06%)$28,680 (-1.98%) Land $11,000 Building $17,680$28,680 Land $11,000 Building $17,680
2024$257.00$29,260 (-) Land $10,000 Building $19,260
2023$257.00$29,260 Land $10,000 Building $19,260$29,260 Land $10,000 Building $19,260
2017$29,260 Land $10,000 Building $19,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1638 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · Severe Storms, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1638 Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO WATER & SEWER DIST I
serves 2,245 people · EPA ID NC6059003
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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