Lapeer County property record for 1638 Bowers Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,195 sqft · built 1955 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (May 1989) |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-003-010-00 |
| Primary APN | 012-003-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,195 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Area | 440 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1638 BOWERS RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | SEC 3 T7N R10E COM N 88 DEG 30' E 1297.5 FT FROM NW COROF SEC, TH S 1 DEG 49' E 500 FT, TH N 88 DEG 30' E 132 FT, TH N 1 DEG |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 03 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 338000 |
1638 Bowers Rd is owned and occupied by two individuals who acquired it in December 2022.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1638 BOWERS RD, LAPEER, MI 48446-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Intrafamily Transfer, Transfer |
| Dec 9, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 1989 · Amount on File |
| Deed Sale | May 19, 1989 · Amount on File |
| Deed Document Number | 19891 |
| Last Transfer Date | Dec 28, 2022 |
| Transfer Doc | 0033320535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 29, 2022 |
| Property Address | 1638 BOWERS RD, LAPEER, MI 48446-3126 |
| Document Number | 0033320535 |
| Book / Page | 3332 / 535 |
| Instrument Date | Oct 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1638 BOWERS RD, LAPEER, MI 48446-3126 |
| Name | Verified Name |
|---|---|
| Address | 1638 BOWERS RD, LAPEER, MI 48446-3126 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 9, 2019 |
| Property Address | 1638 BOWERS RD, LAPEER, MI 48446-3126 |
| Document Number | 0030660835 |
| Book / Page | 003066 / 000835 |
| Instrument Date | Jul 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1638 BOWERS RD LAPEER MI 484463126, LAPEER, MI 48446-3126 |
| Document Number | 30660839 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 003066/000839 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 8, 2034 |
The 2025 property tax bill for 1638 Bowers Rd was $1,064 with a homeowner's exemption, up 2.3% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,300 (+5.71%) | $140,600 (+5.71%) | |
| 2025 | $1,064.00 (+2.31%) Homeowner's exemption | $66,500 | $133,000 |
| 2024 | $1,040.00 | ||
| 2023 | $63,900 | $127,800 | |
| 2022 | $949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1638 Bowers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1638 Bowers Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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