Contra Costa County property record for 1638 1st St, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,591 sqft · built 2003 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2008) |
| Tax Bill | $4,601 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 409-060-032-3 |
| Primary APN | 409-060-032-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,591 sqft Living Area |
| 1st Floor Area | 692 sqft |
| 2nd Floor Area | 899 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 2,500 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 215 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 1638 1ST ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | TRUMANS ADDN LOT 302 BLK 11 |
| Legal Subdivision | TRUMANS ADD |
| Legal Block | 11 |
| Legal Lot Number | 302 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 365002 |
1638 1st St is owned by two individuals who acquired it in July 2024.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1048 HAWAII ST, FAIRFIELD, CA 94533 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME APPROVALS DIRECT INC |
| Feb 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2008 · Amount on File |
| Deed Sale | Jun 16, 2008 · Amount on File |
| Prior Sale | Apr 1, 2008 · Amount on File |
| Deed Document Number | 2008133436 |
| Last Transfer Date | Jul 9, 2024 |
| Transfer Doc | 0000068407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1638 1ST ST, RICHMOND, CA 94801-1504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | USA NATIONAL TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000167600 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020-167600 |
| Name | HOME APPROVALS DIRECT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1638 1ST ST, RICHMOND, CA 94801-1504 |
| Document Number | 0000029475 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1638 1ST ST RICHMOND CA 948011504, RICHMOND, CA 94801-1504 |
| Document Number | 0000029475 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 29475 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1638 1ST ST, RICHMOND, CA 94801-1504 |
| Document Number | 0000224580 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | TITLE 365 CORAOPOLIS PA |
| Name | Verified Name |
|---|---|
| Address | 1638 1ST ST RICHMOND CA 948011504, RICHMOND, CA 94801-1504 |
| Document Number | 0000224580 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 224580 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 29, 2032 |
The 2025 property tax bill for 1638 1st St was $4,601.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $267,935 (+2%) Land $26,785 Building $241,150 | |
| 2025 | $4,601.00 | $262,682 Land $26,260 Building $236,422 |
| 2023 | $4,395.00 (+1.67%) | $252,485 Land $25,242 Building $227,243 |
| 2022 | $4,323.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1638 1st St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1982–2000) |
| Most Recent Claim | Feb 2000 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1638 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Networks, T-Mobile, Verizon.
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