16379 Lakeshore Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 16379 Lakeshore Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,624 sqft · built 2020
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2017)
Tax Bill	$7,383 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-6900-0001-02-0`

Property Details

APN / Parcel Number

Primary APN	`13-6900-0001-02-0`
Alternative APN	`11-13-6900-0001-02-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,624 sqft Living Area
1st Floor Area	1,974 sqft
Basement Area	1,974 sqft
Unfinished Basement	1,974 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	167 ft deep x 127 ft wide
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16379 LAKESHORE RD
City	UNION PIER
State	MI
Zip	49129-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT ON 08/31/2016 FROM 13-6900-0001-01-8; LOTS 1 & 2 RIVIERA PLAZA
Legal Subdivision	RIVIERA PLAZA
Legal Lot Number	1-2
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2007
Census Tract	11301

Owner

16379 Lakeshore Rd is owned and occupied by an individual who bought it in December 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	16379 LAKESHORE RD, UNION PIER, MI 49129-9375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Oct 9, 2019	Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK
Dec 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Deed Document Number	20173192-2637
Deed Book / Page	3192 / 2637
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16379 LAKESHORE RD, UNION PIER, MI 49129-9375
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03309/2235
Date	Jan 20, 2021
Book Page	3309/2235

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16379 LAKESHORE RD, UNION PIER, MI 49129-9375
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03252/1496
Date	Oct 9, 2019
Book Page	3252/1496

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 19, 2017
Property Address	16379 LAKESHORE RD, UNION PIER, MI 49129-9375
Document Number	03192/2637
Book / Page	3192 / 2637
Map Reference	LB20 PG23
Instrument Date	Dec 14, 2017
Instrument	3192-2637
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14709 KOLMAR AVE, MIDLOTHIAN, IL 60445-3236

Tax Assessment & Valuation

The 2025 property tax bill for 16379 Lakeshore Rd was $7,383 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,600	$1,739,200
2025	$7,383.00
2023		$590,000	$1,180,000
2022	$6,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16379 Lakeshore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16379 Lakeshore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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