Lake County property record for 16376 Niblick Rd, Cobb, CA 95426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1957 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Mar 2024) |
| Tax Bill | $3,564 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-634-120-000 |
| Primary APN | 050-634-120-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 050-634-12 |
|---|---|
| Street Address | 16376 NIBLICK RD |
| City | COBB |
| State | CA |
| Zip | 95426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | GOLF COURSE 01 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | COBB |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1102 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Apr 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 5, 2018 | Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Jul 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Sep 5, 2018 · Amount on Record |
| Deed Document Number | 20243164 |
| Prior Transfer Date | Jun 3, 2013 |
| Prior Transfer Doc | 0000008792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 175 HAPPINESS WAY, YERINGTON, NV 89447-3105 |
| Document Number | 0000003165 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024003165 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000005019 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020005019 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Document Number | 0000007846 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021007846 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 5, 2018 |
| Property Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Document Number | 0000011379 |
| Map Reference | MB06 PG85&86 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 2018011379 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Document Number | 0000011380 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018011380 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 26, 2017 |
| Property Address | 16376 NIBLICK RD, COBB, CA 95426 |
| Document Number | 0000009729 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 9729 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 1258 COBB CA 954261258, COBB, CA 95426-1258 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,564.00 (+1.83%) | $296,514 (+2%) Land $31,212 Building $265,302 |
| 2025 | $3,500.00 (+7.16%) | $290,700 (+8.45%) Land $30,600 Building $260,100 |
| 2023 | $3,266.00 (+0.96%) | $268,047 Land $69,691 Building $198,356 |
| 2022 | $3,235.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBB AREA COUNTY WATER DISTRICT serves 3,515 people · EPA ID CA1710012 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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