1637 Trout Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1637 Trout Blvd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$772 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-26-31-4720-0001-0690`

Property Details

APN / Parcel Number

Primary APN	`02-26-31-4720-0001-0690`
Alternative APNs	`263102472000010690` `95315`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,212 sqft
1st Floor Area	606 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	80 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1637 TROUT BLVD
City	SAINT CLOUD
State	FL
Zip	34771-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORMH
Legal Description	PINE GROVE PARK PB 1 PG 245 LOTS 69-71
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PARK
Legal Tract	4720
Legal Block	690
Legal Lot Number	69
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1029
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 11, 2022	Intrafamily Transfer, Transfer
Jul 13, 2021	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	2021108694
Deed Book / Page	6001 / 862
Last Transfer Date	Sep 22, 2021
Transfer Doc	0061691666
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709

Mortgage

Document Number	0063652317
Date	Mar 2, 2023
Book Page	6365/2317
Instrument	2023024795

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 11, 2022
Property Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709
Document Number	0061691666
Book / Page	6169 / 1666
Map Reference	MB 1 PG 245
Instrument Date	Sep 22, 2021
Instrument	2022039546
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8831 RIBAULT AVE, 8831, ORLANDO, FL 32832-4915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2021
Property Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709
Document Number	0060010862
Book / Page	6001 / 862
Map Reference	MB 1 PG 245
Instrument Date	Jun 11, 2021
Instrument	2021108694
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	YOUR TITLE CONNECTION LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4572 GADWALL DR, 4572, KISSIMMEE, FL 34744-9278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 TROUT BLVD, SAINT CLOUD, FL 34771-9709

Mortgage

Document Number	6001864
Date	Jul 13, 2021
Instrument	6001/864

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00 (+15.22%) Homeowner's exemption Veteran's exemption	$132,964 (+5.99%)	$167,700 (-1.93%) Land $34,000 Building $133,700
2024	$670.00 (-62.84%)
2023	$1,803.00 (+6.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$125,454 (+3%)	$171,000 (+40.39%) Land $34,000 Building $137,000
2022	$1,692.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$121,800 Land $23,500 Building $98,300	$121,800 Land $23,500 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Nearby Properties on Trout Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures