1637 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1637 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,040 sqft · built 1919
Lot Size	0.127 acres (5,535 sqft)
Owner	2 Individual Names on File
Last Sale	$243,700 (Oct 2018)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-23-11-0089`

Property Details

APN / Parcel Number

Primary APN	`33-29-23-11-0089`
Alternative APNs	`8136779` `161084`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	594 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,535 sqft (0.127 acres)
Lot Dimensions	123 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	161084
Street Address	1637 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWAY PLAISANCE, ST. PAUL LOT 7 BLK 5
Legal Range	23
Legal Township	29
Legal Section	33
Legal Subdivision	MIDWAY PLAISANCE, ST. PAUL
Legal Block	5
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2006
Census Tract	32100

Owner

1637 Thomas Ave is owned and occupied by two individuals who bought it in October 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1637 THOMAS AVE, SAINT PAUL, MN 55104-2262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	20184731316
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1637 THOMAS AVE, SAINT PAUL, MN 55104-2262
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04874979
Date	Apr 5, 2021
Instrument	A04874979

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 16, 2018
Property Address	1637 THOMAS AVE, SAINT PAUL, MN 55104-2262
Document Number	0004731316
Instrument Date	Oct 12, 2018
Instrument	4731316
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.58
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1637 THOMAS AVE ST PAUL MN 551042262, ST PAUL, MN 55104-2262

Mortgage

Document Number	4731317
Date	Oct 16, 2018
Instrument	4731317

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1637 Thomas Ave was $5,266 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,500 Land $33,300 Building $291,200	$324,500 Land $33,300 Building $291,200
2025	$5,266.00
2023	$4,384.00 Homeowner's exemption	$291,500 Land $33,300 Building $258,200	$291,500 Land $33,300 Building $258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1637 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1637 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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