Oswego County and Palermo Town property record for 1637 State Rte 264, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,416 sqft · built 1979 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,257 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354400 222.00-01-05.2 |
| Primary APN | 354400 222.00-01-05.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| 2nd Floor Area | 1,208 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 210 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1637 STATE ROUTE 264 |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 24 HT 300-068-000 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 1 |
| Legal Lot Number | 5.200 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | PALERMO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20800 |
1637 State Rte 264 is owned and occupied by two individuals who acquired it in October 2010.
Source: Oswego County and Palermo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1637 STATE ROUTE 264, PHOENIX, NY 13135-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 26, 2010 |
| Transfer Doc | 0000010261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 1637 STATE ROUTE 264, PHOENIX, NY 13135-2145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005040 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | R-2017-005040 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | May 29, 2032 |
The 2026 property tax bill for 1637 State Rte 264 was $7,257 with exemptions applied, up 7% from the year before.
Source: Oswego County and Palermo Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Palermo Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,257.00 (+6.97%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,784.00 | $179,000 Land $16,000 Building $163,000 | $248,611 Land $22,222 Building $226,389 |
| 2023 | $179,000 Land $16,000 Building $163,000 | $203,409 Land $18,182 Building $185,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1637 State Rte 264 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1637 State Rte 264 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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