1637 Matthew Talbot Rd, Forest, VA 24551 Property Records

Bedford County property record for 1637 Matthew Talbot Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	17.6 acres (767,963 sqft)
Owner	2 Trust Names on File
Last Sale	$815,500 (Oct 2022)
Tax Bill	$3,348 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`152 12 63`

Property Details

APN / Parcel Number

Primary APN	`152 12 63`
Alternative APNs	`90505058` `523601`

Exterior

Lot Area	767,963 sqft (17.6 acres)

Location & Zoning

Street Address	1637 MATTHEW TALBOT RD
City	FOREST
State	VA
Zip	24551-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE VIEW SEC II LT 63
Legal Subdivision	TERRACE VIEW
Legal Tract	C
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2032
Census Tract	30204

Owner

1637 Matthew Talbot Rd is owner-occupied and held in a trust since October 2022.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Oct 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE JAMES
Oct 5, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	202211055
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0000011056
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220013547
Date	Dec 28, 2022
Instrument	220013547

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 20, 2037

Interest

Rate Type	Fixed Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Oct 5, 2022
Property Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505
Document Number	0220011056
Instrument Date	Oct 3, 2022
Instrument	220011056
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505

Mortgage

Document Number	0220011057
Date	Oct 5, 2022
Instrument	220011057

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 5, 2022
Property Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505
Document Number	0220011055
Instrument Date	Aug 2, 2022
Instrument	220011055
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 23, 2019
Property Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505
Document Number	0190012273
Instrument Date	Dec 9, 2019
Instrument	190012273
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 MATTHEW TALBOT RD, FOREST, VA 24551-4505

Mortgage

Document Number	0190012274
Date	Dec 23, 2019
Instrument	190012274

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1637 Matthew Talbot Rd was $3,348.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00	$816,700 Land $256,300 Building $560,400
2023	$2,971.00 Additional exemption filed	$362,350	$816,700 Land $256,300 Building $560,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1637 Matthew Talbot Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1637 Matthew Talbot Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Glo Fiber Fiber · Cable in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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