1637 Lavaque Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 1637 Lavaque Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 840 sqft · built 1940
Lot Size	1.1 acres (48,088 sqft)
Owner	Individual Name on Record
Tax Bill	$2,728 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0160-00530`

Property Details

APN / Parcel Number

Primary APN	`185-0160-00530`
Alternative APN	`60769`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	840 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	48,088 sqft (1.1 acres)
Garage Area	792 sqft
Deck Area	70 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	60769
Street Address	1637 LAVAQUE RD
City	DULUTH
State	MN
Zip	55810-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	MAPLE GROVE PARK ADD TO V OF P
Legal Block	4
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2026
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1637 LAVAQUE RD, DULUTH, MN 55810-2518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Aug 14, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1637 LAVAQUE RD, DULUTH, MN 55810-2518
Document Number	00T1032594
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1637 LAVAQUE RD PROCTOR MN 558102518, PROCTOR, MN 55810-2518

Mortgage

Document Number	00T1032594
Date	Nov 24, 2020
Instrument	T1032594

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1637 LAVAQUE RD, DULUTH, MN 55810-2518
Document Number	00T1014697
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	EQUITY NATIONAL TITLE AND SERVICES, EQUITY NAT'L TITLE & SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1637 LAVAQUE RD PROCTOR MN 558102518, PROCTOR, MN 55810-2518

Mortgage

Document Number	00T1014697
Date	Sep 6, 2019
Instrument	T1014697

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1637 LAVAQUE RD, DULUTH, MN 55810-2518
Document Number	00A1001914
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1637 LAVAQUE RD PROCTOR MN 558102518, PROCTOR, MN 55810-2518

Mortgage

Document Number	00A1001914
Date	Aug 24, 2018
Instrument	A1001914

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,728.00 (+25.95%) Homeowner's exemption
2025	$2,166.00 (+11.08%) Homeowner's exemption	$214,500 (+18.57%) Land $57,000 Building $157,500	$214,500 (+18.57%) Land $57,000 Building $157,500
2024	$1,950.00	$180,900 (+27.48%) Land $49,600 Building $131,300	$180,900 (+27.48%) Land $49,600 Building $131,300
2022		$141,900 Land $40,900 Building $101,000	$141,900 Land $40,900 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, T-Mobile.

Nearby Properties on Lavaque Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures