1637 Larchmont Rd, Davis, IL 61019 Property Records

Winnebago County property record for 1637 Larchmont Rd, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2025)
Tax Bill	$8,129 (2025)
Deeds & Mortgages	Dec 2025 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-226-022`

Property Details

APN / Parcel Number

Primary APN	`05-06-226-022`
Alternative APNs	`506226022` `330A523`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Account Number	330A523
Street Address	1637 LARCHMONT RD
City	DAVIS
State	IL
Zip	61019-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1637
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1637
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1002
Census Tract	4100

Owner

1637 Larchmont Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Winnebago County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1637 LARCHMONT RD, DAVIS, IL 61019-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer UNKNOWN, SF
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 4, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	202531930
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 8, 2025
Property Address	1637 LARCHMONT RD, DAVIS, IL 61019-9632
Document Number	0000031930
Map Reference	PB 32 PG 262-270
Instrument Date	Nov 6, 2025
Instrument	2531930
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, SF

Transaction

Amount	Amount on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1637 LARCHMONT RD, DAVIS, IL 61019-9632

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1637 LARCHMONT RD, DAVIS, IL 61019-9632
Document Number	0001024464
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1637 LARCHMONT RD DAVIS IL 610199632, DAVIS, IL 61019-9632

Mortgage

Document Number	0001024464
Date	Aug 25, 2020
Instrument	1024464

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 4, 2019
Property Address	1637 LARCHMONT RD, DAVIS, IL 61019-9632
Document Number	0001029757
Instrument Date	Aug 29, 2019
Instrument	1029757
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 LARCHMONT RD DAVIS IL 610199632, DAVIS, IL 61019-9632

Mortgage

Document Number	1029758
Date	Sep 4, 2019
Instrument	1029758

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1637 Larchmont Rd was $8,129, up 3.2% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,129.00 (+3.16%)	$123,097 (+10.73%) Land $2,526 Building $120,571	$369,291 (+10.73%) Land $7,578 Building $361,713
2024	$7,880.00 Homeowner's exemption	$111,168 Land $2,281 Building $108,887	$333,504 Land $6,843 Building $326,661
2022	Homeowner's exemption	$84,149 Land $1,744 Building $82,405	$252,447 Land $5,232 Building $247,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1637 Larchmont Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1637 Larchmont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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