1637 Gary Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 1637 Gary Way, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,243 sqft · built 1949
Lot Size0.74 acres (32,234 sqft)
OwnerCompany Name on File
Last Sale$139,000 (Dec 1993)
Tax Bill$6,364 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2026 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN289-0271-005-0000

Property Details

APN / Parcel Number

Primary APN289-0271-005-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,243 sqft Living Area
1st Floor Area2,423 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area32,234 sqft (0.74 acres)
Garage Area570 sqft
Parking Spaces2 Parking Spaces
Pool Area12,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1637 GARY WAY
CityCARMICHAEL
StateCA
Zip95608-5931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN RIVER VISTA, LOT 10
Legal SubdivisionHIDDEN RIVER VISTA
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3017
Census Tract7702

Owner

Source: Sacramento County records · APN 289-0271-005-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1637 GARY WAY, CARMICHAEL, CA 95608-5931
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
May 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
STEVEN STRAH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 1993 · Amount on Record
Deed SaleDec 31, 1993 · Amount on Record
Deed Book / Page931231 / 3062
Last Transfer DateApr 08, 2015
Transfer Doc0000000040
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateAug 12, 2026
Property Address1637 GARY WAY, CARMICHAEL, CA 95608-5931
Document Number2026000591
Book / Page20260812 / 591
Instrument DateJul 27, 2026
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address1637 GARY WAY, CARMICHAEL, CA 95608-5931

Mortgage

Document Number2026000591,
DateAug 12, 2026
Book Page20260812/591
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateApr 24, 2026
Property Address1637 GARY WAY, CARMICHAEL, CA 95608-5931
Document Number2026000089
Book / Page20260424 / 89
Instrument DateApr 15, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address1637 GARY WAY, CARMICHAEL, CA 95608-5931

Mortgage

Document Number2026000089,
DateApr 24, 2026
Book Page20260424/89
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 15, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1637 GARY WAY, CARMICHAEL, CA 95608-5931
Document Number1908210835
Instrument DateMay 08, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1637 GARY WAY CARMICHAEL CA 956085931, CARMICHAEL, CA 95608-5931

Mortgage

Document Number1908210835
DateAug 21, 2019
Instrument1908210835
Lender
NameSTEVEN STRAH
Address109 WASHBURN AVE, CAPITOLA, CA 95010-3743
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$528,412 (+2%) Land $216,692 Building $311,720
2025$6,364.00 (+0.97%) Homeowner's exemption$518,052 (+4.04%) Land $212,444 Building $305,608
2024$6,303.00 (+2.55%)
2023$6,146.00 (+0.57%) Homeowner's exemption$497,938 Land $204,196 Building $293,742
2022$6,111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670077023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 50 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims6 (1986–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2017, other causes, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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