1637 Elm Ave, Modesto, CA 95358 Property Records

Stanislaus County property record for 1637 Elm Ave, Modesto, CA 95358

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,770 sqft · built 1951
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$454,000 (Mar 2026)
Tax Bill	$2,147 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`007-039-044-000`

Property Details

APN / Parcel Number

Primary APN	`007-039-044-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,770 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Lot Area	57,935 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1637 ELM AVE
City	MODESTO
State	CA
Zip	95358-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAZE RANCH SUB
Legal Block	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	1500

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1637 ELM AVE, MODESTO, CA 95358-1601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2026	Grant Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE CORP
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit OAK VALLEY COMMUNITY BANK
Dec 23, 2021	Intrafamily Transfer, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 24, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
May 14, 2018	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	May 26, 1998 · Amount on Record
Deed Document Number	202613391
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	0000013391
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 ELM AVE, MODESTO, CA 95358-1601

Mortgage

Document Number	0000104050
Date	Nov 8, 2021
Instrument	2021-0104050

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 10, 2026
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Document Number	0000013391
Map Reference	VOL 4 PG 18
Instrument Date	Mar 5, 2026
Instrument	2026-0013391
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 ELM AVE, MODESTO, CA 95358-1601

Mortgage

Document Number	0000013392
Date	Mar 10, 2026
Instrument	2026-0013392

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008362
Date	Feb 6, 2017
Instrument	2017-0008362

Lender

Name	OAK VALLEY COMMUNITY BANK
Type	Bank
Address	MODESTO, CA 95356

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 23, 2021
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Document Number	0000119622
Map Reference	MB 4 PG 18
Instrument Date	Dec 22, 2021
Instrument	2021-0119622
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1637 ELM AVE, MODESTO, CA 95358-1601

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Document Number	0000060032
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1637 ELM AVE MODESTO CA 953581601, MODESTO, CA 95358-1601

Mortgage

Document Number	0000060032
Date	Aug 13, 2020
Instrument	60032

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 24, 2018
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Document Number	0000065715
Instrument Date	Jul 30, 2018
Instrument	65715
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1637 ELM AVE MODESTO CA 953581601, MODESTO, CA 95358-1601

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1637 ELM AVE, MODESTO, CA 95358-1601
Document Number	0000036568
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1637 ELM AVE MODESTO CA 953581601, MODESTO, CA 95358-1601

Mortgage

Document Number	0000036568
Date	May 29, 2018
Instrument	36568

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,147.00 (+1.18%)	$184,278 (+2%) Land $84,939 Building $99,339
2025	$2,122.00 (+6.21%)	$180,666 (+4.04%) Land $83,274 Building $97,392
2023	$1,998.00 (+2.51%) Homeowner's exemption	$173,653 Land $80,042 Building $93,611
2022	$1,949.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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