1637 40th St, West Palm Beach, FL 33407 Property Records

Palm Beach County property record for 1637 40th St, West Palm Beach, FL 33407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,975 sqft · built 1969
Lot Size	0.248 acres (10,825 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Feb 2025)
Tax Bill	$8,035 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-43-43-05-02-009-0310`

Property Details

APN / Parcel Number

Primary APN	`74-43-43-05-02-009-0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,975 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,825 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 94 ft wide
View / Lot	Water
Garage Area	506 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1637 40TH ST
City	WEST PALM BEACH
State	FL
Zip	33407-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF7
Legal Description	REPL OF BLKS 6~ 7~ 8 & 9 OF PL1 WESTFIELD LT 31 BLK 9
Legal Range	43E
Legal Township	43S
Legal Section	05
Legal Subdivision	REPL OF BLKS 6, 7, 8 & 9 WESTFIELD
Legal Block	8,9,PL1
Legal Lot Number	31
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	4
Census Block	4001
Census Tract	1801

Owner

1637 40th St is owned by a company that bought it in February 2025.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	1035 S STATE ROAD 7 STE 315, 315, WELLINGTON, FL 33414-6137
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Jan 27, 2025 · Amount on File
Deed Document Number	20250060711
Deed Book / Page	35564 / 1112
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1637 40TH ST, WEST PALM BEACH, FL 33407-3641
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S OLIVE AVE 207, 207, WEST PALM BEACH, FL 33401-5957

Mortgage

Document Number	0361471779
Date	Nov 20, 2025
Book Page	36147/1779
Instrument	20250413978

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1637 40th St was $8,035.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	West Palm Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,035.00	$377,959 Land $145,000 Building $232,959	$377,959 Land $145,000 Building $232,959
2023	$7,924.00 (+297.19%)	$370,646 (+200.19%) Land $150,000 Building $220,646	$370,646 (+6.79%) Land $150,000 Building $220,646
2022	$1,995.00 Homeowner's exemption	$123,470	$347,074 Land $159,700 Building $187,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1637 40th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1637 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20