16368 Madison St, Lowell, IN 46356 Property Records

Lake County property record for 16368 Madison St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 1994
Lot Size	1 acres (43,821 sqft)
Owner	2 Individual Names on File
Last Sale	$431,017 (Jul 2026)
Tax Bill	$2,620 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-02-03-0233-0033`

Property Details

APN / Parcel Number

Primary APN	`002-02-03-0233-0033`
Alternative APNs	`45-20-09-452-003.000-007` `020302330033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	4,145 sqft
Basement Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,821 sqft (1 acres)
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16368 MADISON ST
City	LOWELL
State	IN
Zip	46356-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOOSE BAY ESTATES LOT 33
Legal Subdivision	GOOSE BAY ESTATES
Legal Lot Number	33
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4005
Census Tract	43405

Owner

Source: Lake County records · APN 002-02-03-0233-0033

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16368 MADISON ST, LOWELL, IN 46356-9348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Deed Document Number	2026532166
Prior Transfer Date	Jan 08, 2025
Prior Transfer Doc	0000002168
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2026
Property Address	16368 MADISON ST, LOWELL, IN 46356-9348
Document Number	0000532166
Instrument Date	Jul 29, 2026
Instrument	2026532166
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16368 MADISON ST, LOWELL, IN 46356-9348

Mortgage

Document Number	0000532167,
Date	Jul 30, 2026
Instrument	2026532167

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,300 (+2.32%) Land $70,200 Building $251,100	$321,300 (+2.32%) Land $70,200 Building $251,100
2024	$2,620.00 (+1.95%)
2023		$314,000 (+9.64%) Land $60,200 Building $253,800	$314,000 (+9.64%) Land $60,200 Building $253,800
2022	$2,570.00	$286,400 Land $40,200 Building $246,200	$286,400 Land $40,200 Building $246,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), as of October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
NITCO Holding Fixed Wireless	10 / 1

May also be available: Midwest Telecom of America, T-Mobile USA.

Based on FCC filings for 38 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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