1636 Gladys St, Largo, FL 33774 Property Records

Pinellas County property record for 1636 Gladys St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1965
Lot Size	0.141 acres (6,155 sqft)
Owner	2 Owner Names on File
Last Sale	$129,500 (Feb 2002)
Tax Bill	$758 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1457-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1457-3`
Alternative APNs	`05-30-15-08658-000-0101` `153005086580000101` `R47265`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,155 sqft (0.141 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	436 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47265
Old Parcel Number	153005086580000101
Street Address	1636 GLADYS ST
City	LARGO
State	FL
Zip	33774-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG ACRES, UNIT A S 60FT OF LOT 10 AND E 26FT OF S 60FT OF LOT 9
Legal Range	15
Legal Township	30
Legal Section	05
Legal Subdivision	BIG ACRES, UNIT A
Legal Lot Number	10
Legal Unit	A
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25209

Owner

The current owner of 1636 Gladys St bought it in February 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Owner Names on File
Mailing Address	1636 GLADYS ST, LARGO, FL 33774-1129
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2002 · Amount on File
Deed Sale	Feb 19, 2002 · Amount on File
Deed Document Number	0118461690
Deed Book / Page	11846 / 1690
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1636 GLADYS ST, LARGO, FL 33774-1129
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 GLADYS ST, LARGO, FL 33774-1129

Mortgage

Document Number	0217711433
Date	Oct 21, 2021
Book Page	21771/1433
Instrument	2021344642

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1636 GLADYS ST, LARGO, FL 33774-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195680349
Date	Mar 28, 2017
Book Page	19568/0349
Instrument	2017094652

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1636 Gladys St was $758 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 Homeowner's exemption	$82,139	$260,293 Land $104,753 Building $155,540
2023	$668.00 (+6.2%) Homeowner's exemption	$77,499 (+3%)	$262,826 (+31.58%) Land $136,374 Building $126,452
2022	$629.00 Homeowner's exemption	$75,242	$199,743 Land $97,260 Building $102,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1636 Gladys St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Aug 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1636 Gladys St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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