Berrien County property record for 1636 E Britain Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,700 sqft · built 1950 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (May 2026) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2026 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-4930-0023-00-1 |
| Primary APN | 03-4930-0023-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 125 ft deep x 62.5 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1636 E BRITAIN AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B TWO FAMI |
| Legal Description | LOT 23 MERGENTHALERS SUB |
| Legal Subdivision | MERGENTHALERS SUB |
| Legal Lot Number | 23 |
| Legal Unit | 23 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2100 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2167 COLFAX AVE, 1, BENTON HARBOR, MI 49022-6861 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 1, 2026 | Warranty Deed, Transfer · Construction Mortgage SECURED INV HIGH YIELD FUND II |
| May 1, 2026 | Warranty Deed, Construction Loan · Construction Mortgage SECURED INV HIGH YIELD FUND II |
| Mar 19, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Dec 28, 2006 | Warranty Deed, Transfer · Balloon Mortgage WASHINGTON MUTUAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2018 · Amount on Record |
| Deed Document Number | 2026459913 |
| Deed Book / Page | 3476 / 1872 |
| Prior Transfer Date | Jan 21, 2025 |
| Prior Transfer Doc | 003443/941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1636 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03220/3002 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 3220/3002 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 1, 2026 |
| Property Address | 1636 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Document Number | 0000459913 |
| Book / Page | 3476 / 1872 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026459913 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,325.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000459914, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026459914 |
| Name | SECURED INV HIGH YIELD FUND II |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 31, 2027 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 1, 2026 |
| Property Address | 1636 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Document Number | 03476/1872 |
| Book / Page | 3476 / 1872 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026459913 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,325.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000459914, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026459914 |
| Name | SECURED INV HIGH YIELD FUND II |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 31, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 19, 2018 |
| Property Address | 1636 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Document Number | 03200/2202 |
| Book / Page | 3200 / 2202 |
| Map Reference | LB12 PG54 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1636 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Document Number | 0032002203 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 3200/2203 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 28, 2006 |
| Property Address | 1636 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Document Number | 02768/0187 |
| Book / Page | 2768 / 0187 |
| Map Reference | MB12 PG54 |
| Instrument Date | Oct 20, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 466 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133 |
| Name | Verified Name |
|---|---|
| Address | 2023 KROLOW ST, BENTON HARBOR, MI 49022-6739 |
| Document Number | 0027680189 |
|---|---|
| Date | Dec 28, 2006 |
| Instrument | 2768/0189 |
| Name | WASHINGTON MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.7% |
| Change Frequency | 6 Months |
| Min Rate At Change | 10.7% |
| Max Rate At Change | 12.7% |
| Index | 6-Month LIBOR |
| Max Rate | 16.7% |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,900 (-4.09%) | $79,800 (-4.09%) | |
| 2025 | $1,836.00 (-53.39%) | $41,600 (+24.18%) | $83,200 (+24.18%) |
| 2024 | $3,939.00 (+143.6%) | ||
| 2023 | $33,500 | $67,000 | |
| 2022 | $1,617.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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