1636 Beacon St, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1636 Beacon St, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,334 sqft · built 1926
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2025)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-0002-0181-00`

Property Details

APN / Parcel Number

Primary APN	`002-0002-0181-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
Gross Area	2,001 sqft
1st Floor Area	667 sqft
2nd Floor Area	667 sqft
Basement Area	667 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1636 BEACON ST
City	CINCINNATI
State	OH
Zip	45230-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1636 BEACON ST 50 X 160 PT LOT 14 J H GERARDS SUB
Legal Subdivision	GERARDS SUB
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	4603

Owner

1636 Beacon St is owned and occupied by two individuals who bought it in August 2025.

Source: Hamilton County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Jul 9, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 18, 2020	Warranty Deed, Transfer AMERICAN NEIGHBORHOOD MTG
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Sep 29, 2005
Deed Document Number	202564662
Deed Book / Page	15486 / 2460
Prior Transfer Date	May 23, 1994
Prior Transfer Doc	0000106258
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085700
Date	Sep 8, 2022
Book Page	14747/93
Instrument	2022-0085700

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	214 Months
Due	Jul 1, 2040

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 BEACON ST, CINCINNATI, OH 45230-2063

Mortgage

Document Number	0000056061
Date	Jul 28, 2025
Book Page	15466/319
Instrument	2025-0056061

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 BEACON ST, CINCINNATI, OH 45230-2063

Mortgage

Document Number	0000054595
Date	Jul 9, 2019
Book Page	13954/01839
Instrument	2019-0054595

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	358 Months
Due	May 25, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 18, 2020
Property Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Document Number	0000133527
Book / Page	014318 / 000215
Instrument Date	Dec 4, 2020
Instrument	133527
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1636 BEACON ST CINCINNATI OH 452302063, CINCINNATI, OH 45230-2063

Mortgage

Document Number	133528
Date	Dec 18, 2020
Book Page	014318/000217
Instrument	133528

Lender

Name	AMERICAN NEIGHBORHOOD MTG
Address	700 E GATE DR, MOUNT LAUREL, NJ 08054-3803

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Document Number	0000067502
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1636 BEACON ST CINCINNATI OH 452302063, CINCINNATI, OH 45230-2063

Mortgage

Document Number	0000067502
Date	Jul 14, 2020
Book Page	014209/001288
Instrument	67502

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 13, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1636 BEACON ST, CINCINNATI, OH 45230-2063
Document Number	0000079253
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1636 BEACON ST CINCINNATI CINCINNATI OH 45230, CINCINNATI, OH 45230

Mortgage

Document Number	0000079253
Date	Aug 10, 2020
Book Page	014228/003307
Instrument	79253

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1636 Beacon St was $3,721, down 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,721.00 (-0.43%)	$62,300 (-) Land $8,561 Building $53,739	$178,000 Land $24,460 Building $153,540
2024	$3,737.00 (-2.1%)	$62,300 (-) Land $8,561 Building $53,739
2023	$3,817.00 (+67.41%)	$62,300 (+87.11%) Land $8,561 Building $53,739	$178,000 Land $24,460 Building $153,540
2022	$2,280.00 Homeowner's exemption	$33,296 Land $7,193 Building $26,103
2020			$95,130 Land $20,550 Building $74,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1636 Beacon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1636 Beacon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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