1636 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1636 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,420 sqft · built 2003
Lot Size	0.451 acres (19,689 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2025)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone VE (high risk)
APN	`03-07S-02W-1010-0000-043N`

Property Details

APN / Parcel Number

Primary APN	`03-07S-02W-1010-0000-043N`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,420 sqft Heated Area
Gross Area	5,440 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,689 sqft (0.451 acres)
Lot Dimensions	197 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,800 sqft
Deck Area	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1636 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 NORTH OF HWY AND ALSO THE EASTERN 15' OF LOT 44 NORTH OF HWY IN ALLIGATOR POINT SUB OR 328/215 658/668 1216/36 1233/77
Legal Range	02W
Legal Township	07S
Legal Section	03
Legal Subdivision	ALLIGATOR POINT SUB
Legal Lot Number	43
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1636 Alligator Dr is owned and occupied by an individual who bought it in November 2025.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1538 METROPOLITAN BLVD, TALLAHASSEE, FL 32308-3775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Feb 26, 2001 · Amount on File
Deed Document Number	202519005103
Deed Book / Page	1431 / 27
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Nov 3, 2025
Property Address	1636 ALLIGATOR DR, PANACEA, FL 32346-5118
Document Number	0019005103
Book / Page	1431 / 27
Instrument Date	Oct 24, 2025
Instrument	202519005103
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 BARCLAY LN, TALLAHASSEE, FL 32309-2106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 METROPOLITAN BLVD, TALLAHASSEE, FL 32308-3775

Tax Assessment & Valuation

The 2025 property tax bill for 1636 Alligator Dr was $4,930 with a homeowner's exemption, up 0.9% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (+0.92%) Homeowner's exemption	$501,432 (+2.9%)	$883,425 (-0.87%) Land $267,920 Building $615,505
2024	$4,885.00 (-1.07%) Homeowner's exemption	$487,300 (+3%)	$891,158 (+15.92%) Land $267,920 Building $623,238
2023	$4,938.00 (+0.45%) Homeowner's exemption	$473,107 (+3%)	$768,794 (+19.54%) Land $267,920 Building $500,874
2022	$4,916.00 Homeowner's exemption	$459,327	$643,115 Land $267,920 Building $375,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1636 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1636 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20