16359 Wagon Train Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16359 Wagon Train Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,385 sqft · built 2011
Lot Size	0.2 acres (8,706 sqft)
Owner	Individual Name on Record
Last Sale	$641,000 (May 2026)
Tax Bill	$7,593 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`191-520-120-000`

Property Details

APN / Parcel Number

Primary APN	`191-520-120-000`
Alternative APN	`191-520-12`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,385 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,706 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-520-12
Street Address	16359 WAGON TRAIN CT
City	LATHROP
State	CA
Zip	95330-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT 191-330-03 PER MOSSDALE LANDING NO 4B
Legal Subdivision	MOSSDALE LANDING UNIT 4B
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3058
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 13, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 29, 2026	Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202649461
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	0000055219
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965

Mortgage

Document Number	0000209623
Date	Dec 16, 2021
Instrument	2021-209623

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Mar 1, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965

Mortgage

Document Number	0000039014
Date	May 19, 2023
Instrument	2023-039014

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Mar 1, 2045

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965

Mortgage

Document Number	0000080547
Date	Oct 10, 2023
Instrument	2023-080547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Mar 1, 2045

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965

Mortgage

Document Number	0000020859
Date	Mar 13, 2025
Instrument	2025-020859

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2065

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 29, 2026
Property Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965
Document Number	0000049461
Instrument Date	May 27, 2026
Instrument	202649461
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,215.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16359 WAGON TRAIN CT, LATHROP, CA 95330-8965

Mortgage

Document Number	0000049462,
Date	May 29, 2026
Instrument	202649462

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,593.00 (+1.06%)
2025	$7,513.00 (+4.46%)	$313,876 (+4.04%) Land $78,146 Building $235,730
2023	$7,192.00 (-0.64%)	$301,689 Land $75,112 Building $226,577	$590,850
2022	$7,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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