Will County property record for 16355 W Cagwin Dr, Lockport, IL 60441
| Property Type | Single Family Home |
|---|---|
| Details | 3,199 sqft · built 2002 |
| Lot Size | 0.23 acres (9,933 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Oct 2011) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-31-205-006 |
| Primary APN | 16-05-31-205-006 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,199 sqft Living Area |
| Basement Area | 1,609 sqft |
| Unfinished Basement | 1,609 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 9,933 sqft (0.23 acres) |
| Garage Area | 658 sqft |
| Cooling System | Central |
|---|
| Street Address | 16355 W CAGWIN DR |
|---|---|
| City | LOCKPORT |
| State | IL |
| Zip | 60441-4780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 IN WILLOW WALK UNIT 2, BEING A SUB OF PRT OF SEC 31, T36N R11E. |
| Legal Range | 11E |
| Legal Township | 36N |
| Legal Section | 31 |
| Legal Subdivision | WILLOW WALK |
| Legal Lot Number | 32 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 881009 |
16355 W Cagwin Dr is owned and occupied by an individual who bought it in October 2011.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16355 W CAGWIN DR, LOCKPORT, IL 60441-4780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Sep 17, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2011 · Amount on File |
| Deed Sale | Oct 26, 2011 · Amount on File |
| Prior Sale | Jul 17, 2003 · Amount on File |
| Deed Document Number | 2011100569 |
| Prior Transfer Date | Sep 2, 2003 |
| Prior Transfer Doc | 0000231494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16355 W CAGWIN DR, LOCKPORT, IL 60441-4780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16355 W CAGWIN DR, LOCKPORT, IL 60441-4780 |
| Document Number | 0000059580 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | R2022059580 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16355 W CAGWIN DR, LOCKPORT, IL 60441-4780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000065150 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | R2018065150 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.83% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16355 W CAGWIN DR, LOCKPORT, IL 60441-4780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000083792 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | R2019083792 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16355 W CAGWIN DR, LOCKPORT, IL 60441-4780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005471 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | R2021005471 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Homer Township |
| Municipality | Lockport City |
| Elementary School District | Homer Community Consolidated School District 33C (PK - 08) |
| Secondary School District | Lockport Township High School District 205 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,738 (+7.6%) Land $30,765 Building $145,973 | $530,214 (+7.6%) Land $92,295 Building $437,919 | |
| 2024 | $164,255 Land $28,592 Building $135,663 | $492,765 Land $85,776 Building $406,989 | |
| 2022 | Homeowner's exemption Additional exemption filed | $139,019 Land $24,199 Building $114,820 | $417,057 Land $72,597 Building $344,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16355 W Cagwin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16355 W Cagwin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT serves 23,100 people · EPA ID IL1970500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 40 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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