1635 W 3rd St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1635 W 3rd St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,454 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68-406-00-076-00`

Property Details

APN / Parcel Number

Primary APN	`68-406-00-076-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,454 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	502 sqft
Basement Area	450 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	192 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	92 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1635 W 3RD ST
City	ASHTABULA
State	OH
Zip	44004-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96 HUB HAR
Legal Subdivision	HUBBARD
Legal Lot Number	96
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1002
Census Tract	601

Owner

Source: Ashtabula County records · APN 68-406-00-076-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1635 W 3RD ST, ASHTABULA, OH 44004-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 18, 2006
Transfer Doc	0000004086
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1635 W 3RD ST, ASHTABULA, OH 44004-2804
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LAKE COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004927
Date	Apr 26, 2021
Book Page	737/995
Instrument	202100004927

Lender

Name	CARDINAL CU INC
Type	Credit Union
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (+72.48%)	$27,590 (-) Land $5,640 Building $21,950	$78,800 (-) Land $16,100 Building $62,700
2023	$1,406.00 (+10.1%) Homeowner's exemption	$27,590 (+25.92%) Land $5,640 Building $21,950	$78,800 (+25.88%) Land $16,100 Building $62,700
2022	$1,277.00 Homeowner's exemption	$21,910 Land $4,340 Building $17,570
2020			$62,600 Land $12,400 Building $50,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 589 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.