1635 Sutton Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1635 Sutton Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,283 sqft · built 1940
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Feb 2020)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-0004-0278-00`

Property Details

APN / Parcel Number

Primary APN	`003-0004-0278-00`
Alternative APN	`0059307`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	1,667 sqft
1st Floor Area	684 sqft
Attic	Attic
Attic Area	299 sqft
Basement Area	684 sqft
Finished Basement	300 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	160 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1635 SUTTON AVE
City	CINCINNATI
State	OH
Zip	45230-1875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	SUTTON AV 42 X 160 LOT 2 WASHINGTON HTS SUB
Legal Subdivision	WASHINGTON HTS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	4602

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1635 SUTTON AVE, CINCINNATI, OH 45230-1875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 20, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	May 27, 2004
Deed Document Number	202016954
Deed Book / Page	14108 / 23
Prior Transfer Date	Apr 30, 2004
Prior Transfer Doc	0096200822
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1635 SUTTON AVE, CINCINNATI, OH 45230-1875
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 SUTTON AVE, CINCINNATI, OH 45230-1875

Mortgage

Document Number	0000094483
Date	Oct 6, 2022
Book Page	14767/820
Instrument	2022-0094483

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2020
Property Address	1635 SUTTON AVE, CINCINNATI, OH 45230-1875
Document Number	0000016954
Book / Page	014108 / 000023
Instrument Date	Feb 10, 2020
Instrument	16954
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1635 SUTTON AVE CINCINNATI OH 452301875, CINCINNATI, OH 45230-1875

Mortgage

Document Number	16955
Date	Feb 20, 2020
Book Page	014108/000025
Instrument	16955

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,599.00 (+2.97%)	$42,043 (+%) Land $7,193 Building $34,850	$120,120 (-) Land $20,550 Building $99,570
2024	$2,524.00 (-2.09%)	$42,041 (-) Land $7,192 Building $34,849
2023	$2,578.00 (-10.11%)	$42,041 (+0.1%) Land $7,192 Building $34,849	$120,120 (+0.1%) Land $20,550 Building $99,570
2022	$2,868.00 Homeowner's exemption	$42,000 Land $6,041 Building $35,959
2020			$120,000 Land $17,260 Building $102,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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