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1635 Sumter Ln, Melbourne, FL 32904 Property Records

Brevard County property record for 1635 Sumter Ln, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,622 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$297,000 (Dec 2004)
Tax Bill$3,558 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-17-28-*-241

Property Details

APN / Parcel Number

Primary APN28-37-17-28-*-241
Alternative APNs
  • 28-37-17-28-00000.0-0241.00
  • 2860737

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,622 sqft Living Area
Gross Area4,644 sqft
1st Floor Area1,720 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area460 sqft
PorchFinished/Open Porch
Porch Area562 sqft
Deck Area738 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2860737
Street Address1635 SUMTER LN
CityMELBOURNE
StateFL
Zip32904-8746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionOAK GROVE AT WEST MELBOURNE PHASE THREE LOT 241
Legal Range37E
Legal Township28S
Legal Section17
Legal SubdivisionOAK GROVE AT WEST MELBOURNE PHASE THREE
Legal Phase3
Legal Lot Number241
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3006
Census Tract65022

Owner

1635 Sumter Ln is owned and occupied by an individual who acquired it in May 2009.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1635 SUMTER LN, MELBOURNE, FL 32904-8746
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2004 · Amount on File
Deed SaleDec 3, 2004 · Amount on File
Deed Document Number2004379802
Deed Book / Page5391 / 7653
Last Transfer DateMay 12, 2009
Transfer Doc0059590229
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1635 SUMTER LN, WEST MELBOURNE, FL 32904-8746
Document Number0088031077
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1635 SUMTER LN MELBOURNE FL 329048746, MELBOURNE, FL 32904-8746

Mortgage

Document Number0088031077
DateJul 23, 2020
Book Page008803/001077
Instrument157055
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1635 Sumter Ln was $3,558 with exemptions applied, up 8.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityWest Melbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,530 (+2.7%)$498,360 (+0.89%)
2025$3,558.00 (+8.77%) Homeowner's exemption Veteran's exemption$259,530$493,960
2024$3,271.00 (+1.58%)
2023$3,220.00 (+5.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$244,880 (+1.81%)$476,600 (+6.82%) Land $85,000 Building $391,600
2022$3,043.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$240,530$446,170 Land $80,000 Building $366,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1635 Sumter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1635 Sumter Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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