1635 Summer Pl, Talent, OR 97540 Property Records

Jackson County property record for 1635 Summer Pl, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 2008
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2019)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381W25DB102`

Property Details

APN / Parcel Number

Primary APN	`381W25DB102`
Alternative APNs	`381W25DB00102` `10985397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,545 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	20 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1635 SUMMER PL
City	TALENT
State	OR
Zip	97540-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	25
Legal Quarter	4
Legal Subdivision	LITHIA VIEW SUBDIVISION PHASE 2
Legal Block	2
Legal Lot Number	33
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2012
Census Tract	1701

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1635 SUMMER PL, TALENT, OR 97540-8711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF COMMERCE
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF COMMERCE
Feb 11, 2019	Warranty Deed, Transfer · FHA Mortgage PEOPLES BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	20193656
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1635 SUMMER PL, TALENT, OR 97540-8711
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 SUMMER PL, TALENT, OR 97540-8711

Mortgage

Document Number	0000000964
Date	Jan 17, 2024
Instrument	2024-000964

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1635 SUMMER PL, TALENT, OR 97540-8711
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004295
Date	Feb 1, 2021
Instrument	2021-004295

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Feb 11, 2019
Property Address	1635 SUMMER PL, TALENT, OR 97540-8711
Document Number	0000003656
Instrument Date	Feb 6, 2019
Instrument	3656
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 SUMMER PL TALENT OR 975408711, TALENT, OR 97540-8711

Mortgage

Document Number	3657
Date	Feb 11, 2019
Instrument	3657

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,080 (+3%)	$432,700 (-7.36%) Land $184,680 Building $248,020
2025	$4,182.00 (+2.4%)	$261,250 (+3%) Land $77,800 Building $183,450	$467,060 (+10.94%) Land $185,000 Building $282,060
2024	$4,084.00 (+3.24%)	$253,650 (+3%) Land $75,540 Building $178,110	$421,020 (+7.02%) Land $176,600 Building $244,420
2023	$3,956.00 (+2.73%)	$246,270 (+3%) Land $73,340 Building $172,930	$393,420 (+1.88%) Land $142,760 Building $250,660
2022	$3,851.00	$239,100 Land $71,210 Building $167,890	$386,170 Land $140,570 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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