1635 S White Pine Rd, Warsaw, IN 46580 Property Records

Kosciusko County property record for 1635 S White Pine Rd, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1980
Lot Size	0.279 acres (12,150 sqft)
Owner	Individual Name on Record
Last Sale	$82,250 (Jan 2002)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003-703017-53`

Property Details

APN / Parcel Number

Primary APN	`003-703017-53`
Alternative APNs	`43-11-21-300-284.000-031` `00000001716` `0370301753`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,150 sqft (0.279 acres)
Lot Dimensions	162 ft deep x 75 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000001716
Street Address	1635 S WHITE PINE RD
City	WARSAW
State	IN
Zip	46580-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	3-107-16 LOT 43 FLAGSTONE TERRACE SD
Legal Range	6
Legal Township	32
Legal Section	21
Legal Subdivision	FLAGSTONE TERRACE SD
Legal Lot Number	43
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1038
Census Tract	962300

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1635 S WHITE PINE RD, WARSAW, IN 46580-7525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2002 · Amount on Record
Deed Sale	Jan 24, 2002 · Amount on Record
Prior Sale	Oct 4, 1999 · Amount on Record
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	1635 S WHITE PINE RD, WARSAW, IN 46580-7525
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 S WHITE PINE RD, WARSAW, IN 46580-7525

Mortgage

Document Number	2023110285
Date	Nov 9, 2023
Instrument	2023110285

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	1635 S WHITE PINE RD, WARSAW, IN 46580-7525
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018091262
Date	Sep 28, 2018
Instrument	2018091262

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (-3.42%) Homeowner's exemption	$171,400 (+18.7%) Land $19,500 Building $151,900	$171,400 (+18.7%) Land $19,500 Building $151,900
2024	$1,052.00 (+16.5%)
2023	$903.00 (+3.79%)	$144,400 Land $15,600 Building $128,800	$144,400 Land $15,600 Building $128,800
2022	$870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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