Duval County property record for 1635 Rivergate Trl, Jacksonville, FL 32223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1983 |
| Lot Size | 0.27 acres (11,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,000 (Sep 2001) |
| Tax Bill | $2,864 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105744-5422 |
| Primary APN | 105744-5422 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,710 sqft |
| 1st Floor Area | 1,830 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,753 sqft (0.27 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1635 RIVERGATE TRL |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-1776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 38-50 14-4S-26E RIVERGATE UNIT TWO LOT 60 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 14 |
| Legal Subdivision | RIVER GATE UNIT 02 |
| Legal Lot Number | 60 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 16804 |
1635 Rivergate Trl is owned and occupied by two individuals who acquired it in January 2022.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING |
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on File |
| Deed Sale | Sep 20, 2001 · Amount on File |
| Deed Document Number | 2001236268 |
| Deed Book / Page | 10154 / 2317 |
| Last Transfer Date | Jan 4, 2022 |
| Transfer Doc | 0201391822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Document Number | 0218381082 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 21838/1082 |
| Instrument | 2026067697 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Document Number | 0209990260 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 20999/260 |
| Instrument | 2024065731 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 8, 2022 |
| Property Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Document Number | 0201391822 |
| Book / Page | 20139 / 1822 |
| Map Reference | MB 38 PG 50&50A |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022038581 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1635 RIVERGATE TRL, JACKSONVILLE, FL 32223-1776 |
| Document Number | 0201391826 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 20139/1826 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 1635 Rivergate Trl was $2,864 with a homeowner's exemption, up 9.1% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,214 (+2.7%) | $336,543 (+3.66%) Land $143,243 Building $193,300 | |
| 2025 | $2,864.00 (+9.1%) Homeowner's exemption | $181,319 | $324,662 Land $125,000 Building $199,662 |
| 2024 | $2,625.00 (+3.1%) | ||
| 2023 | $2,546.00 (+9.46%) Homeowner's exemption | $171,077 (+3%) | $322,286 (+16.64%) Land $105,000 Building $217,286 |
| 2022 | $2,326.00 Homeowner's exemption | $166,095 | $276,298 Land $85,000 Building $191,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1635 Rivergate Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 3 (2012–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1635 Rivergate Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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