1635 Paddock Cir, Rockwell, NC 28138 Property Records

Rowan County property record for 1635 Paddock Cir, Rockwell, NC 28138

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,975 sqft · built 2012
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Sep 2013)
Tax Bill$2,455 (2026)
Deeds & MortgagesNov 2021 Mortgage
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN431C040

Property Details

APN / Parcel Number

Primary APN431C040
Alternative APN
  • 6332324

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,975 sqft Living Area
1st Floor Area1,242 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Lot Area43,996 sqft (1.01 acres)
Garage Area440 sqft
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1635 PADDOCK CIR
CityROCKWELL
StateNC
Zip28138-7842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL36 1.01AC
Legal SubdivisionBIRTWICK PARK
JurisdictionROWAN NC
Township / Civil DivisionLITAKER
Census Block Group4
Census Block4010
Census Tract51101

Owner

1635 Paddock Cir is owned and occupied by two individuals who bought it in September 2013.

Source: Rowan County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1635 PADDOCK CIR, ROCKWELL, NC 28138-7842
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UWHARRIE BANK
Oct 2, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2013 · Amount on File
Deed SaleSep 12, 2013 · Amount on File
Prior SaleMay 15, 2012 · Amount on File
Deed Book / Page1224 / 42
Prior Transfer DateFeb 23, 2011
Prior Transfer Doc0011760393
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address1635 PADDOCK CIR, ROCKWELL, NC 28138-7842
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013880081
DateNov 5, 2021
Book Page1388/81
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address1635 PADDOCK CIR, ROCKWELL, NC 28138-7842
Document Number0013600668
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedNov 18, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1635 PADDOCK CIR ROCKWELL NC 281387842, ROCKWELL, NC 28138-7842

Mortgage

Document Number0013600668
DateNov 10, 2020
Book Page001360/000668
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueNov 9, 2045
Interest
Rate4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 1635 Paddock Cir was $2,455.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,455.00$366,501 (-) Land $44,000 Building $322,501$366,501 Land $44,000 Building $322,501
2025$2,455.00$366,501 Land $44,000 Building $322,501
2023$2,455.00$366,501 Land $44,000 Building $322,501$366,501 Land $44,000 Building $322,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1635 Paddock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1635 Paddock Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paddock Cir

Nearby Streets

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