Scotts Bluff County property record for 1635 O St, Gering, NE 69341
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1941 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Mar 2026) |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2010 Line of Credit + 5 more |
| APN | 1943-02-0-01050-005-0025 |
| Primary APN | 1943-02-0-01050-005-0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 456 sqft |
| Unfinished Basement | 912 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 1635 O ST |
|---|---|
| City | GERING |
| State | NE |
| Zip | 69341-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | LT 4, BLK 5, SANDS ADD |
| Legal Range | 55W |
| Legal Township | 21N |
| Legal Section | 2 |
| Legal Subdivision | SANDS ADD |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTTS BLUFF NE |
| Township / Civil Division | GERING |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 953900 |
Source: Scotts Bluff County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1635 O ST, GERING, NE 69341-2746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 18, 2010 | Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK |
| Mar 13, 2026 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Aug 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 31, 2024 | Warranty Deed, Transfer · FHA Mortgage PLATTE VALLEY BANK |
| Mar 16, 2023 | Intrafamily Transfer, Transfer |
| May 19, 2008 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Aug 1, 2025 · Amount on Record |
| Deed Document Number | 20261067 |
| Prior Transfer Date | Mar 13, 2023 |
| Prior Transfer Doc | 0002023947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020215419 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-5419 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020105861 |
|---|---|
| Date | Nov 18, 2010 |
| Instrument | 2010-5861 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 25, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Mar 13, 2026 |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Document Number | 0020261067 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026-1067 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020261068 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026-1068 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Aug 1, 2025 |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Document Number | 0020253001 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025-3001 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | NEBRASKA TITLE COMPANY-SCOTTSBLUFF, NEBRASKA TTL CO SCOTTSBLUFF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020253002 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 2025-3002 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Jan 31, 2024 |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Document Number | 0020240300 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 2024-0300 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0020240301 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-0301 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Mar 16, 2023 |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Document Number | 0002023947 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023-947 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1635 O ST, GERING, NE 69341-2746 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | May 19, 2008 |
| Property Address | 1635 O ST, GERING, NE 69341-2746 |
| Document Number | 0020082618 |
| Instrument Date | May 7, 2008 |
| Instrument | 2008-2618 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Scotts Bluff County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Scotts Bluff County |
| Municipality | Gering City |
| Unified School District | Gering Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,755 (+69.81%) Land $17,500 Building $217,255 | $234,755 (+69.81%) Land $17,500 Building $217,255 | |
| 2025 | $2,325.00 (+11.51%) | $138,245 (+42.04%) Land $17,500 Building $120,745 | $138,245 (+42.04%) Land $17,500 Building $120,745 |
| 2023 | $2,085.00 | $97,327 Land $9,100 Building $88,227 | $97,327 Land $9,100 Building $88,227 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GERING serves 8,500 people · EPA ID NE3115717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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