2694 CORET PLACE #2 # 2, 2, SAN RAMON, CA 94583-2405
Mortgage
Document Number
0000077764
Date
May 4, 2022
Instrument
2022-077764
Lender
Name
CMG MORTGAGE INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2052
October 2021: Lease, Transfer
Document Type
Lease
Jurisdiction
CONTRA COSTA CA
Recording Date
Oct 18, 2021
Property Address
1635 LOWER TRAIL RD, CLAYTON, CA 94517
Document Number
0000286273
Map Reference
MB 100 PG 1-3
Instrument Date
Oct 12, 2021
Instrument
2021-286273
Transaction Type
Transfer
Record Updated
Nov 3, 2022
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 1248, CLAYTON, CA 94517-9248
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 419, CLAYTON, CA 94517-0419
March 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
CONTRA COSTA CA
Recording Date
Mar 26, 2020
Property Address
1635 LOWER TRAIL RD, CLAYTON, CA 94517
Document Number
0000058757
Map Reference
MB 100 PG 1-3
Instrument Date
Mar 16, 2020
Instrument
2020-058757
Transaction Type
Transfer
Record Updated
Nov 3, 2022
Title Company
PLACER TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
403 OFARRELL DR, BENICIA, CA 94510-1406
Mortgage
Document Number
0000058758
Date
Mar 26, 2020
Instrument
2020-058758
Lender
Name
LAND-HOME FINANCIAL SERVICES
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 1635 Lower Trail Rd was $9,812.
Source: Contra Costa County assessment roll, as of July 14, 2026
Property Jurisdictions
Type
Name
State
California
County
Contra Costa County
Unified School District
Mount Diablo Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$496,000 (-43.35%)Land $316,000Building $180,000
2025
$9,812.00
$875,496Land $451,013Building $424,483
2023
$9,458.00 (+7%)
$841,500Land $433,500Building $408,000
2022
$8,839.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1635 Lower Trail Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (1982)
Most Recent Claim
Dec 1982 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1635 Lower Trail Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 92% of the US · above 75% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source
Surface water
Last State Inspection
Jan 2022
Lead
Under 1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025