1635 el Rancho Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 1635 el Rancho Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,666 sqft · built 1980
Lot Size	0.188 acres (8,175 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-093-36-00`

Property Details

APN / Parcel Number

Primary APN	`105-093-36-00`
Alternative APN	`1050912700`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,175 sqft (0.188 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1050912700
Street Address	1635 EL RANCHO LN
City	FALLBROOK
State	CA
Zip	92028-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 18-9-3W SE 1/4 OF POR
Legal Range	03W
Legal Township	09
Legal Section	18
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2000
Census Tract	18903

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1635 EL RANCHO LN, FALLBROOK, CA 92028-1711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 12, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 9, 2019	Intrafamily Transfer, Transfer · FHA Mortgage DATA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019
Deed Sale	Dec 9, 2019
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	2019573259
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0000573259
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1635 EL RANCHO LN, FALLBROOK, CA 92028-1711
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 EL RANCHO LN, FALLBROOK, CA 92028-1711

Mortgage

Document Number	0000324779
Date	Apr 27, 2021
Instrument	2021-0324779

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1635 EL RANCHO LN, FALLBROOK, CA 92028-1711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473537
Date	Oct 12, 2017
Instrument	2017-0473537

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2019
Property Address	1635 EL RANCHO LN, FALLBROOK, CA 92028-1711
Document Number	0000573259
Instrument Date	Dec 2, 2019
Instrument	2019-0573259
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1635 EL RANCHO LN, FALLBROOK, CA 92028-1711

Mortgage

Document Number	0000573260
Date	Dec 9, 2019
Instrument	2019-0573260

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,635 (+2%) Land $187,551 Building $300,084
2025	$5,158.00 (+5.48%)	$478,074 (+4.04%) Land $183,874 Building $294,200
2023	$4,890.00 (-0.04%)	$459,512 Land $176,735 Building $282,777
2022	$4,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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