1635 4th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1635 4th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 925 sqft · built 1961
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Feb 2009)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2017 Mortgage + 4 more
APN	`1943-01-0-01053-006-0034`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01053-006-0034`
Alternative APN	`010064176`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Finished Basement	694 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1635 4TH ST
City	GERING
State	NE
Zip	69341-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	S 5' LT 1 & N 50' LT 2, BLK 6, SUMNER-SMITH ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	SUMNER-SMITH ADD
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	1
Census Block	1045
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1635 4TH ST, GERING, NE 69341-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 24, 2017	Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK
May 24, 2013	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Aug 13, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 24, 2017	Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK
Feb 26, 2009	Trustee's Deed, Foreclosure · Conventional Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2009 · Amount on Record
Deed Sale	Feb 26, 2009 · Amount on Record
Deed Document Number	2009863
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1635 4TH ST, GERING, NE 69341-3116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222804
Date	May 23, 2022
Instrument	2022-2804

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1635 4TH ST, GERING, NE 69341-3116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020173840
Date	Jul 24, 2017
Instrument	2017-3840

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 24, 2022
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	6.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1635 4TH ST, GERING, NE 69341-3116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FERGUSON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020132862
Date	May 24, 2013
Instrument	2013-2862

Lender

Name	PLATTE VALLEY BANK
Address	69263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1635 4TH ST, GERING, NE 69341-3116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 4TH ST, MILDRED, MT 59341

Mortgage

Document Number	0020253206
Date	Aug 13, 2025
Instrument	2025-3206

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1635 4TH ST, GERING, NE 69341-3116
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-3840
Date	Jul 24, 2017
Instrument	2017-3840

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 24, 2022
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	6.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

February 2009: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Feb 26, 2009
Property Address	1635 4TH ST, GERING, NE 69341-3116
Document Number	0020090863
Instrument Date	Feb 19, 2009
Instrument	2009-0863
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020090864
Date	Feb 26, 2009
Instrument	2009-0864

Lender

Name	PLATTE VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (+13.51%)	$130,360 (+44.57%) Land $17,875 Building $112,485	$130,360 (+44.57%) Land $17,875 Building $112,485
2023	$1,932.00	$90,172 Land $7,069 Building $83,103	$90,172 Land $7,069 Building $83,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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